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You're Wasting Your Money
If you go to the grocery store with out a list, you're wasting your money. This is what I discovered in the last month, after a very frugal year. We had several holiday parties to attend and some holiday meals to bring food to. If we were able to plan for the event we used our overage. We made a list and were able to get a spiral sliced ham with overage. On another trip we were able to get a cocktail shrimp ring with our overage.
But earlier in the month, when we were on vacation at the condo it was a total bust. We spent $48 (I know shocker!) on a bag of food and some beer. I almost died spending that much and with only a few coupons. It was while I was away from a printer or my coupon stash at home, and the moneymaker deals were scarce. It was so discouraging and depressing. I didn't even want to use up my gift cards to pay that much. I'm used to getting three or four shops on a $10 gift card, so to use over 4 on a trip was unheard of.
One thing that has proven to be my best tip of the year, is to remember that if buying something makes money, you have to get it - even if you have no use for it. I buy lots of phazyme, vitamins, CWS and donate or sell at garage sales. You also need to plan to get free things (alka seltzer, theraflu) just to bring up your total so you can use a $5 off $25 coupon, and use the $5 savings for the things you need and want, that aren't on sale.
But the most important thing is to have a plan for your shop.
1/1/12 Coupon Inserts (RP, SS#1, SS#2 & P&G)
After a two week dry spell, it will be a good weekend for coupons. I finally purged my expired ones and now I hardly have any! Its nice to be organized. My new years resolution is to write the expiration date on each insert so I don't have to flip through them to confirm exp dates and toss.
Publix Yellow Advantage Buy 12/24 - 1/13/12
Free Welch's 22 oz. grape jelly or jam WYB 2 Welch's 100% juices (64 oz. or larger)
Publix coupons expiring 1/13/12:
$1.00 any Folgers instant coffee 8 - 12 oz.
$2.00 any jar of Tostitos dip 23 - 24 oz. any variety WYB any 2 Frito Lay family size bag chips 13.5 - 22 oz. any variety
Free Cape Cod 40% reduced fat chips 8 oz. or Snyder's The Pounder pretzels WYB any 20 pk. or 24 pk. Coca-Cola product
$1.00 any 3 Voskos Greek yogurt 4.6 - 5.3 oz.
Free gallon of milk WYB any 3 Kellogg's Rice Krispies or Coca Krispies cereal 9 oz. or larger
Free Hawaiian Punch 6 pk./10 oz. WYB any 2 Hawaiian Punch gallons
Free 7 Up, A&W, Sun Drop, Canada Dry, Sunkist, RC Cola, or Diet Rite 2 L WYB 3 (buy 3, get 1 free)
$2.00 Spice Islands 100% organic spice 0.14 - 1.8 oz.
Free Wanchai Ferry frozen meal 25 oz. WYB 2 (buy 2, get 1 free)
$1.00 any 3 Liberte yogurt 5 - 6 oz.
Free FRS Healthy Energy drink 11.5 oz. WYB 1 (buy 1, get 1 free)
Free Mountain Dew or Pepsi Max 2 L WYB any 2 Cheetos 9 - 9.75 oz.
$1.00 any Aquafina 24 pk.
$2.00 any window cleaner WYB any 2 Sparkle Pick-a-Size paper towels 2 giant rolls
$2.00 any one trash bag WYB any Angel Soft bath tissue 9 double rolls or larger
Free V8 100% vegetable juice 6 pk./5.5 oz. WYB any 2 V8 100% vegetable juice 64 oz.
My Publix Trip 101% savings
| 23-Dec | 18 | 59.78 | 2.67 | 59.00 | 1.28 | -0.61 | 20 | -101.02% | |
| Product | qty | price | subtl | B1G1 | -Q | tax | total | Q# | Q details |
| cucumber | 1 | 0.75 | 0.75 | 0.75 | |||||
| Shrimp platter med | 1 | 9.79 | 9.79 | 9.79 | |||||
| Mrs T mixer | 4 | 3.59 | 14.36 | 14.00 | 0.93 | 1.29 | 2 | $1.50/1 MQ + $2/1 PQ all the trimmngs | |
| Zhill water 1L BOGO | 6 | 0.89 | 5.34 | 2.67 | 6.00 | 0.35 | -2.98 | 6 | $1/1 MQ print |
| Theraflu | 4 | 5.39 | 21.56 | 20.00 | 1.56 | 8 | $3/1 MQ 12-4 MQ + $2/1 PQ pharm bk | ||
| Sundwn Vit Melatonin | 2 | 3.99 | 7.98 | 9.00 | -1.02 | 2 | $6/2 GAB PQ + $3/2 printable | ||
| $/$$ coupon | 0.00 | 0.00 | 5.00 | -5.00 | 1 | $5 off $30 PQ Budget Horns book | |||
| $/$$ coupon | 0.00 | 0.00 | 5.00 | -5.00 | 1 | $5/$25 SAL x12/24 |
Publix Weekly Ad Sneak Peek 12/26 - 1/4
BOGOsWelch’s 100% Grape Juice, 64 oz, (excluding Welch’s Drinks & Cocktails)
Pace Chunky Salsa, Sauce, or Pico de Gallo, 16 oz, (excluding Mexican Four Cheese Salsa con Queso, 16 oz)
Kraft Mayo Squeeze Mayonnaise, or Miracle Whip, 22 oz
Ruffles Potato Chips, 8.5 to 10 oz, (excluding Baked, Light, and Natural)
Cheez It Baked Snack Crackers, 9.75 to 14 oz
Arnold Sandwich Thins 8 ct
Emerald Mixed Nuts or Cashews, 10 to 11.5 oz
Carol Shelby’s Chili Kit, 3 or 4 oz box
A1 Steak Sauce, 10 oz
Kraft Barbecue Sauce, 16.25 to 18 oz
Green Giant Vegetables, Assorted Varieties 4 pk.
College Inn Broth, 32 oz
Hunt’s 100% Natural Tomatoes, Puree, or Sauce 28 to 29 oz
Post Cereal: Selects, or Great Grains, 13 to 16 oz
General Mills Chex Mix, Gardetto’s, or Bugles, 7.5 to 8.75 oz
Pepperidge Farm Bread, 24 oz
Wrigley’s Eclipse, Orbit, or Juicy Fruit Gum, Or Life Savers Mints, 60 to 85 ct
Pop Secret Premium Popcorn, 11.2 to 19.2 oz
Rotel Tomatoes, 10 oz
Nestle Toll House Cookie Dough, 16 to 16.5 oz
Kozy Shack Pudding, 22 oz, or 6pk
Mayfield Ice Cream, Assorted Varieties, 48 oz
Fat Boy or Fat Boy Jr. Ice Cream Sandwich, 4 to 9 ct
Jimmy Dean D-Lights Sandwiches, or Chicken Biscuit, 4 ct Sandwiches
Pepperidge Farm Three Layer Cake, 19 to 19.6 oz
TGI Friday’s Frozen Snacks, 7.6 to 11 oz
Quirch Foods Yuca, 48 oz
Florida’s Natural Orange Juice, 59 oz
Shelled Black eye Peas, 12 oz.
Florida Grape Tomatoes, 1 pt
Perdue Chicken Breast Nuggets: Regular, Fun Shapes, Whole Grain, or Strips, 12 oz. Nabisco Toasted Chips, Ritz, or Wheat Thins, 5 to 10 oz
Pepperidge Farm Farmhouse Bread, or Hearty Sliced Honey Wheat, 24 oz,
Kraft Shredded Cheese, 7 to 8 oz
Solo Plastic Cups 24 to 50 ct, or Plastic Plates, 12 ct
Sterilite Clearview Latch Box, 66 qt.
Colgate Fluoride Toothpaste, 6.4 oz
Meat
Whole Boneless Pork Loin, $1.99/lb
Cumberland Gap Smoked Pork Jowl, $2.99/lb
Boneless Chuck Pot Roast, $3.99/lb
Boneless Chuck Steaks, $4.29/lb
Top Round London Broil, $4.49/lb
Top Round Steaks, $4.79/lb
Boston Butt Roast, $1.99/lb
Pork Steaks, $2.29/lb
Boneless Pork Loin Chops, $3.49/lb, or Thin Sliced, $3.79/lb
Hormel Country Crock Side Dishes, 2/$5
Boneless Skinless Chicken Breast Cutlets, $3.99/lb
Boneless Skinless Chicken Breast Tenders, $4.49/lb
Oscar Mayer Deli Fresh Shaved Lunch Meats, or Carving Board, 7 to 9 oz, 3/$10
Nathan’s Beef Franks, Sausage Loops, Cocktail Franks, or Beef Smokies, 12 to 16 oz, 2/$7
Boneless New York Strip Steaks, $7.99/lb
Boneless Whole New York Strip, in the Bag, Cut & Wrapped Free, $5.99/lb
Ground Round, $3.99/lb
Ground Round Patties, $4.29/lb
Bakery
Chocolate Overload Cake, $4.99
Breakfast Bread, 20 oz, $3.99
Assorted Loaf Cakes, 12 or 16 oz, $3.99
French Hamburger Buns, 8 ct, $2.99
Small Crème Cakes, $3.49
Cornbread, 15 oz, $4.59
Dairy
Dannon Activia Yogurt, 4 pk., 3/$6
Claussen Pickles, 20 to 32 oz, 2/$4
Kraft American Cheese Singles, 12 oz, 2/$5
Publix Shredded Cheese, 32 oz, $7.49
Voskos Greek Yogurt, 4.6 oz, 10/$10
Beer & Wine
Korbel Champagne, 750 ml, $10.99
Moet & Chandon Champagne, 750 ml, $36.99
Sebastiani Sonoma Wine, 750 ml, $12.99
Corona 18 pk, $17.99
Mike’s Hard or Smirnoff Malt Beverage 12 pk., $10.99
Kenwood Sonoma County Wine 750 ml, $9.29
Lindeman’s Wine, 750 ml, $5.49
Budweiser, Miller, Coors Beer 18 pk., $13.99
Cupcake Vineyard Wine, 750 ml, $7.47
La Crema Wine, 750 ml, $17.99
Magic Hat Beer, 12 pk., $13.49
Beringer Wine, 1.5 L, $10.49
CK Mondavi Wine, 1.5 L, $9.49
Stella Artois Beer, 12 pk., $13.49
Shock Top Ale, 12 pk., $13.49
Bud Light Lime Beer, 12 pk., $10.99
Banfi Wine, 750 ml, $15.99
Deli
Fresh Chilled Mojo Rotisserie Chicken, $4.99 or Hot, $5.99
Boar’s Head Roast Beef Half Sub Combo, $5.99
Publix Deli Salsa, 16 oz, $2.99
Boar’s Head Top Round Roast Beef, $9.69/lb
Boar’s Head Picante Sharp Provolone, $8.49/lb
Flat-out Fold-It Artisan Flatbreads, 8.5 to 9 oz, 2/$5
Deli Fresh Mozzarella Cheese Logs, 16 oz, $5.99
Frozen
Weight Watchers Smart Ones, (excluding Steam Bags), 3.95 to 12 oz, 5/$10
DiGiorno or California Pizza Kitchen Pizza, 12.6 to 34.2 oz, 2/$12
Publix Buttermilk Biscuits, Frozen, 12 pk., 2/$5
Grocery
Publix Black eye Peas, 16 oz, $1.19
Selected Coca Cola 2 L, $1.89, B2G1
Zatarain’s New Orleans Style Mixes, Rice or Pasta, 5.2 to 8 oz, 10/$10
Lay’s Dip, 10 to 15 oz, 2/$6
Selected Canada Dry, 7 Up, A&W, or Diet Rite 12 pk., 3/$12, B3G1, Final Price 4/$12
Starbucks Coffee, 11 to 12 oz, $6.99
Bertolli Pasta Sauce, 15 to 24 oz, (excluding Organics), 2/$4
Capri Sun Juice Drink Blend, or Lemonade or Roarin Waters, (excluding 100% Juice), 10 pk., 3/$6
Selected Coca Cola 8 or 12 pk., 3/$12
Red Bull Energy Drink, 4 pk., $7.99, B2G1
Hidden Valley Ranch Dressing, or Farmhouse Originals, (excluding Organic Ranch), 16 oz, 2/$5
Nature Valley Granola Bars, Thins, or Trail Mix Bars, 6 to 8.94 oz, 2/$5
Tang Drink Mix, 20 oz, 2/$4
Rico Enriched Rice, 5 lb, $3.59
Bustelo Coffee 10 oz, $2.99
Mott’s Clamato Tomato Juice, 64 oz, $3.99
Publix Condensed Milk, 14 oz, $1.99
Health & Beauty
Pampers Cruisers, Swaddlers, or Baby Dry Diapers, 20 to 42 ct, $8.99
Gerber Graduates Yogurt Melts, Blends, Fruit & Cereal Bars, Bite Size Snacks, Juice Treats, or Fruit or Cereal Twists, 1 to 6 oz, 2/$5
St. Ives Energizing Body Wash, 13.5 oz, $1.39
St. Ives Facial Scrubs, 6 to 10 oz, 2/$5
EAS Advantedge Carb Control Shake, 4 pk., 2/$10
Herbal Essences or Aussie Hair Care, 3.5 to 12 oz, 2/$5
Herbal Essences or Aussie Hair Care, 23.7 to 29.2 oz, $4.99
Aleve Pain Reliever, 80 to 100 ct, or Bayer, 200 ct, $7.99
One a Day Multivitamins, 30 to 200 ct, 25% off
L’Oreal Facial Moisturizers, .4 to 4 oz, $5 off
Icy Hot Medicated Patch or Sleeve, 3 to 5 ct, 2/$10
Gold Bond Ultimate Lotion, 13 to 14 oz, $6.99
Allegra Allergy Medication, 30 ct, (excluding D), $17.99
Household
Brawny Paper Towels, 6 ct, $5.99
Quilted Northern Bathroom Tissue, 12 pk., $6.49
Pledge Furniture Polish, or Multisurface Clean & Dust, 9.7 to 16 oz, 2/$6
Purex Ultra Laundry Detergent 83 to 100 oz, $4.99
Snuggle Fabric Softener, 32 oz, $2.99
Glad Drawstring Bags, 40 to 78 ct, $9.99
Formula 409 Cleaner, 32 oz, 2/$4
Vanity Fair Napkins, 40 to 100 ct, 2/$3
Clorox Disinfecting Wipes, 35 ct, 2/$4
Pine-Sol All-Purpose Cleaner, 48 oz, 2/$6
Kingsford Charcoal Briquettes 11.1 to 16.6 lb, $6.99
Swiffer Disposable Dusters, Swiffer Sweeper Small Cloth Refills, 3 to 16 ct, or Wet Jet Refills, 42.2 oz, 2/$8
Pets
Purina Friskies Cat Food 5.5 oz, 10/$5
Purina One Adult Dog Food, or Senior, 18 lb, $17.99
Newman’s Own Organics Cat Food, 3 lb, $7.99
Publix Crunchy Dog Treats, 26 oz, 2/$5
Iams Dog Food, 6.1 to 7 lb, $9.49
Produce
Florida Vegetables: Yellow Squash, Zucchini, or Green Beans, $.99/lb
Glory Greens: Collard, Kale, Mustard, or Turnip, 16 oz, $1
Red Seedless Grapes, $1.69/lb
Asparagus, $2.99/lb
Hass Avocados, 10/$10
Publix Salad Blend, 5 to 12 oz, 2/$4
Blueberries or Florida Strawberries, 1 pt or 16 oz, 2/$6
Idaho Potatoes, 5 lb, 2/$5
Idaho Potatoes, 10 lb, $4.89
Cantaloupes, 2/$3
Cherries, $2.99/lb
Seafood
Medium Shrimp Platter, 18 oz, 30% off
Medium Lobster Tails, 5 oz minimum, $8.99
Fresh Tilapia Fillets, $6.99/lb
Extra Large White Shrimp, 21 to 25 per pound, $9.99/lb
King Crab Clusters, $15.99/lb
Phillips Crab Cakes, 6 oz, $6.99
Top Hat New Year Balloon, $9.99
Thanks to Slickdeals for ad. To see the matchups at iheartpublix go HERE.
12/25 Sunday Coupon Inserts
Well, there are rumors that we'll be getting a P&G insert in the Christmas Sunday paper, but I have my doubts. But, then again we did get a P&G on the Sunday after Thanksgiving. We know definitely there will not be SS or RP, and according to the P&G website the next insert is January 1, 2012. So, I've cancelled my extra papers and I'll find out Sunday morning if I need to scurry out and try to find a store open to buy more papers if there is a P&G insert.
This week is a great time to toss out all those expired inserts and organize your coupons.
Win a $100 Amazon GC every Year for Life!
Appsumo has a giveaway for a $100 Amazon Giftcard every year for life which seems pretty great to me. All you have to provide is an email address so it's a simple, easy entry. Ten (10) lucky winners will get the prize. All entries must be received by 11:59 PM CST on 12/28/2011. It could be you...
Enter HERE
Seven Ways To Chop Down Your Phone Bill
1. Choose Mobile Phone Service Over Landline Service
Even if you are a work at home mom who hardly ever leaves your home, it will still be cheaper for you to use a cell phone as your home phone unit. The reason is the long distance charges. Landline companies usually charge extra for long distance calls. Just about every cellular phone provider offers nationwide calls as a part of the monthly allotment. This one change can save you a huge amount of money and you can speak to your friends and family members as much as you like.
2. Choose Plans with Free Minutes
The best mobile phone plan is one that offers unlimited minutes. If that's too expensive, the alternative option is to choose a plan that offers free night and weekend minutes. The hours may vary between providers. You just need to investigate and choose the option that best fits your situation.
3. Try Prepaid Service
Many prepaid service providers offer excellent monthly packages. The great thing about prepaid plans is that you can stop paying for them whenever you like. With a post-paid plan, you have to pay the bill every month whether you use the phone or not. Prepaid plans give you the freedom to cut your expenses any month that you see fit to do such. Some providers will allow you to skip three months before they release your phone number.
4. Make it Basic
You can cut down your monthly telephone bill significantly by passing on the extra features. If you do not absolutely positively need text messaging and data, cut them from the bill. The reason you have a phone is to make calls. Downgrading to a cheaper plan will not prevent you from doing so.
5. Ask About Discounts
Some cellular phone providers reward their faithful customers with discounts. They give special V.I.P. privileges to people who maintain service and pay on time. In addition, customers who work at specific companies may be eligible for a discount on their monthly bills. Check with your provider and inquire about all eligible discounts. If some of them pertain to you, opt to take them.
6. Perform Frequent Price Plan Checks
If you do not have an unlimited plan, check your usage each month to see if you can possibly move to a cheaper price plan. You might find that you have not been using nearly enough minutes as your current plan allows. If it looks like you can save money by downgrading your plan, tell the customer service representative to cut you down.
7. Make Referrals
Not all cell phone companies offer discounts to customers who refer other people, but some do. Make a phone call to your provider and ask about referral rewards. If you are persuasive enough, you just might be able to maintain a free cellular phone account.
There are many tips and tricks to lowering your telephone bill. Test these out individually or in any combination. Your next bill should be a lot lower than your previous statements.
Talia Martinez likes to shop, write about personal finance, and writes for travelinsurance.org.
My Publix Trip - Got paid $1.29
I finally feel like I'm getting back in the groove after being on vacation last week and out of the loop with couponing. It killed me to shop with my sister who buys whatever her sweet little mind wants and chids me for trying to get her to pick the less expensive option, since "money is no object". We are total opposites as far as our finances and behaviors. Anyway, we had a great time at the beach, boating, sightseeing and canoeing. She does look up to me so there is hope.
So, I was pleased to see a nice moneymaker this week with the Zephyrhills water. The Alka Seltzer cold meds are a nice filler to bring the totals up so I can stack competitor and PQ $ off $$ coupons. This is a good ad to have longer for 10 days. The next ad will be out on the 26th and run long too.
So here's my shop. I miscalculated and they ended up paying me a small amount for my cart full of groceries.
| 15-Dec | 44 | 79.29 | 12.33 | 68.25 | tax | -1.29 | 53 | -101.63% | |
| Product | qty | price | subtl | -B1G1 | -Q | total | Q# | Q details | |
| lettuce | 1 | 1.29 | 1.29 | 1.29 | |||||
| mushrooms | 1 | 2.69 | 2.69 | 2.69 | |||||
| cucumber | 1 | 0.75 | 0.75 | 0.75 | |||||
| onions | 1 | 0.50 | 0.50 | 0.50 | |||||
| Bailys creamers | 2 | 2.19 | 4.38 | 3.00 | 1.38 | 3 | $1/1 MQ + $1/2 PQ wntr svgs bk | ||
| Drinking Water 2.5 gal | 1 | 1.99 | 1.99 | 1.99 | |||||
| Pompien Cooking Wine | 2 | 1.50 | 3.00 | 1.00 | 2.00 | 2 | $0.50/1 print | ||
| OreIda Hash Browns BOGO | 6 | 2.79 | 16.74 | 8.37 | 7.50 | 0.87 | 5 | $1.50/3 MQ all trim bk + $1.50/2 12-4 SS TQ | |
| Zephyrhills 1L water BOGO | 8 | 0.99 | 7.92 | 3.96 | 8.00 | -4.04 | 8 | $1/1 MQ print | |
| Smart Balance Milk 1/2 gal | 4 | 2.50 | 10.00 | 6.00 | 4.00 | 4 | $1.50/1 MQ printable | ||
| Friskies cat treat | 10 | 1.25 | 12.50 | 13.75 | -1.25 | 15 | BOGO TQ + $1.50/2 12-4SS MQ | ||
| Oral B toothbrush | 4 | 1.39 | 5.56 | 7.00 | -1.44 | 8 | $1/1 PQ + $0.75/1 MQ 11-27PG | ||
| Alka Seltzer Plus 20ct | 3 | 3.99 | 11.97 | 12.00 | -0.03 | 6 | $2/1 PQ + $2/1 MQ 12-4SS, 10-23RP | ||
| $/$$ coupon | 0.00 | 0.00 | 5.00 | -5.00 | 1 | $5/$30 PQ Take Budget by horns | |||
| $/$$ coupon | 0.00 | 0.00 | 5.00 | -5.00 | 1 | $5/$25 SAL or $10/50 Sweetbay |
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