How to Get Out Of Debt This St. Patrick's Day

St. Patrick's Day is right around the corner. The holiday is a great opportunity for people to get together with friends and family and knock back a few beers. Traditionally, people don green attire on this holiday. However, if you want to enjoy all of the St. Patrick's Day festivities, there is another green thing you need to worry about. That green thing is money. Many people suffer from mountains of credit card debt. Debt can be suffocating for anyone who finds themselves in it. For St. Patrick's Day this year, it is time to take steps to get out of debt.

Assess the Situation
The first step to getting out of debt is to figure how serious the situation is. To do this, pull up all of your credit card statements and figure out exactly how much you owe. You also want to think about how you wound up in debt to begin with. A good way to do this is to track your spending for a week. Write down every cent you spend. This will help you understand where all of your money went. The first step to getting out of debt is understanding how you got there. Otherwise, you run the risk of getting in to debt all over again.

Make a Budget
If you want to figure out a plan to eliminate debt, you need to figure out how much you can afford to pay. In order to do this, you should make a budget. A budget is a template that helps you live a financially responsible life. You can make your budget in any number of ways, but a monthly budget is the most common format. When making your budget, you want to list several categories. First, list all of your income. Then, list your fixed expenses. This includes loan payments, rent, and utilities. The next category will be your variable expenses. This includes groceries, gas, clothing, and entertainment. This is the area where you have some flexibility. Assign a reasonable amount that you feel you can stick with. After your expenses, list another category. This category should include money you can put toward debt and money you can save. If you have left over money in your variable expense categories, that is more that you can put toward debt. The key is making a budget that you are comfortable with.

Learn to Save Money
If you pay a little more attention to detail, you can save a lot of money in every category. With groceries, look for coupons and sales before you go out. If you have a smartphone, take advantage of the many apps that are geared toward saving money at the store. To save on gas, consider combining trips. If you plan your activities ahead of time, you might be able to knock out more errands in one trip. For your gas bill, turn your thermostat down a couple of degrees. You will still be comfortable while saving a sizeable amount of money on your bill. As for entertainment, look for special event deals. It may be difficult to find a money saving pattern that works for you, but you will see results once you do.

Consider Debt Relief
If your credit card debt is sizeable, consider debt relief programs. First, contact your credit card company. They may be willing to work with you on a payment arrangement that will save you money and not destroy your credit. If you have debt on several cards, consider a debt relief service. These services can help you eliminate credit card debt in a less stressful way. Essentially, they will eliminate fees and interest so that you can save in those areas. As long as the debt relief program is reputable, you should be able to eliminate your debt as time goes on.

Author’s Bio: Mark Paul is a regular contributor for Debt Consolidation Advice and guest writes for several other finance related blogs. He covers the debt relief industry and provides helpful ways for getting out of debt. He also offers various tips for saving money and being financially responsible.

Tampa - $1 off Fresh Meat Coupon

#Tampa peeps - check your St Pete Times Newspaper carefully today, there is a Target coupon for $1 off Fresh Meat on the ad insert. These can be used at most Publix stores as a competitor coupon. Since its a store coupon it will stack nicely with the $1.00 off beef wyb Uncle Bens rice coupon. Remember, today is the last day that Uncle Bens Ready Rice is BOGO at Publix
Here's my scenario:
2 Uncle Ben's Ready Rice 8.5 to 8.8 oz pouch, BOGO $1.99-$1/2 Uncle Ben's Ready Rice Product 2/20/2011 RP Insert (exp 4/17/2011)
2 packages of Beef (have butcher package around $2 each for you)
$1/1 Fresh Beef WYB Uncle Ben's Product 2/13/2011 RP Insert (exp 4/10/2011)-$1/1 Fresh Meat – 3/2/2011 Target Coupon in St Pete Times Ad Insert (exp 3/5/2011)
+1.99 Rice
+0.00 BOGO
+2.00 beef pkg
+2.00 beef pkg
-1.00 MQ rice
-2.00 MQ beef
-2.00 TQ meat
=$0.99 for two rice and 2 packs of meat

Happy Birthday Swagbucks

The SWAG madness has begun! I already missed the first opportunity to get some of the 127 swagbucks that will be available today. All this madness is to celebrate the 3rd Birthday of Swagbucks today. Sign up with the code "BirthdayFun," and you'll earn 25 Swag Bucks on top of the 30 you already start out with! This code is ONLY good for people who haven't joined yet – existing members won't be able to use it. If you haven't signed up for swagbucks yet NOW is the time!
One of the great sites I'll be checking today for swagbucks to make sure I don't miss any is HERE. I just redeemed 450 points for another Amazon gift card yesterday, the points just keep rolling in. Try it today.

Publix Sneak Peek Weekly Ad 3/3-3/9/11


New York Style Bagel Chips, 6-9oz, BOGO $2.69
$1/1 New York Style Bagel Crisps 2/27/2011 SS Insert (exp 5/31/2011)

Chef Boyardee Pasta, (Excluding Big, Jumbo, Overstuffed, & Whole Grain) 14.5-15oz can, BOGO $1.53
$0.35/3 Chef Boyardee Can or Microwave Pasta 1/2/2011 SS Insert (exp 2/28/2011)
B4G1 Chef Boyardee Canned Pasta All You Jan 2011 (exp 3/31/2011)

Nathan’s Beef Franks, 16oz pkg, BOGO $5.49

Crystal Light Drink Mix, or Tea Mix, 10 or 12qt cnstr., BOGO $4.13
$1/3 Crystal Light Powder Drink Mixes TARGET (exp 4/2/2011)

Quaker Instant Oatmeal, or Instant Multigrain Hot cereal, 10.1-16.2oz box, BOGO $4.09
$1/1 Quaker Instant Oatmeal or Oats 1/2/2011 RP Insert (exp 4/30/2011)
$1/2 Quaker Breakfast Products Rolling
$1/1 Quaker Instant Oatmeal All You Feb 2011 (exp 3/31/2011)

Prego 100% Italian Sauce, or Meat Sauce, 23.5-24oz jar, BOGO $2.59
$0.60/2 or .35/2 Prego Italian Sauce 1/2/2011 SS Insert (exp 3/31/2011)

Pasta Roni, or Rice-A-Roni, 3.5-7.2oz box, BOGO $1.69
B1G1 FREE Pasta Roni WYB (3) Rice a Roni 1/2/2011 RP Insert (exp 4/30/2011)

Uncle Bens Rice, Boil-in-Bag, Enriched Long Grain or Brown Whole Grain, or Fast Cooking, 14-15.8oz box, BOGO $2.29
$1/2 Uncle Ben's Ready Rice Product 2/20/2011 RP Insert (exp 4/17/2011) (If Included)
$1/1 Fresh Beef WYB Uncle Ben's Product 2/13/2011 RP Insert (exp 4/10/2011)
$0.75/1 Uncle Ben's Plain White or Brown Rice 1/9/2011 SS Insert (exp 3/6/2011) - Note Expiration
$1/1 Uncle Ben's Plain White or Brown Rice 1/9/2011 RP Insert (exp 3/6/2011) - Note Expiration
$0.30/1 Uncle Ben's Rice Rite Aid Video Values (exp 3/26/2011)

Quaker Cereal, Cap’N Crunch 16.8-22oz, Life 21oz, or Squares 16oz, BOGO $5.07
$1/2 Quaker Breakfast Products Rolling

Ken’s Steak House Dressing, 16oz bot, BOGO $3.29
Duke’s Mayonnaise, or Whipped Salad Dressing, 32oz jar, BOGO $3.99
Bumble Bee Premium Tuna, Chunk Light Tuna in Water, 4pk 5oz can, BOGO $3.89

Skippy Peanut Butter, 15-16.3oz jar, BOGO $2.57
$1/2 Skippy Peanut Butter, 16.3 oz. Walgreens Coupon

Powerade Sports Drink, 8pk 20oz bot, BOGO $5.85
$1/1 Powerade Bottles TARGET coupon (exp 3/26/2011)

Hormel Compleats Dish, or Dinty Moore or Chi-Chi’s Fiesta Plates, 10oz bowl, BOGO $2.49
$0.55/1 Hormel Compleats Microwave Meal 2/13/2011 SS Insert (exp 4/18/2011)
$1/3 Hormel Products Shown 2/13/2011 SS Insert (exp 4/18/2011)
$0.25/1 Chi-Chi's Fiesta Plates (IE) Rolling
$1/3 Hormel Compleats Microwave Meals Rolling
$1/1 Hormel Compleats Kids Microwave Meal Rolling (If included)
$1.50/3 Hormel Products All You Feb 2011 (exp 4/18/2011)

College Inn Broth, 32oz ctn., BOGO $2.49

Orville Redenbacher’s Gourmet Popping Corn, 12-19.8oz box or 30oz jar, BOGO $5.07
$1/2 Orville Redenbacher's Gourmet Popping Corn 1/23/2011 SS Insert (exp 3/13/2011)
$1/1 Orville Redenbacher's Gourmet Pop Corn All You Jan 2011 (exp 3/11/2011)
$1/1 Orville Redenbacher's Gourmet Popcorn All You Dec 2010 (exp 3/1/2011)

Nabisco Ritz Crackers, or Ritz Bits Sandwiches or Munchables Pretzel Thins or Crisps, 9.5-16oz box, BOGO $3.79
$1/2 Nabisco Crackers 1/30/2011 SS Insert (exp 3/31/2011)
$1/2 Nabisco Crackers TARGET coupon (exp 4/15/2011)
$1/2 Ritz Spring Crackers (exp 3/2/2011) (if included)

Nature’s Own Bread, 100% Whole Wheat, 20oz loaf, BOGO $2.93
Entenmann’s Little Bites, 8.25-8.8oz box, BOGO $4.29
Mars Chocolate Bars Variety Pack, 18ct box, BOGO $11.99
Ruffles Potato Chips, 8.5-10oz bag (Excluding Baked, Light, and Natural), BOGO $3.99
Thomas English Muffins, 11-13oz pkg, BOGO $3.69
Kraft Bagels-Fuls, 10oz box, BOGO $2.50
I Can’t Believe It’s Not Butter!, Spread 15oz or 2pk 7.5oz tub, 16oz box, or 10oz bot or Spray 8oz bot, BOGO $3.29
Boca Meatless Burgers, or Veggin or Chick’n’Patties, or Ground Crumbles, 10-12oz pkg., BOGO $3.53
$1/2 Boca Meatless Product Rolling
$2/2 Boca Frozen Items TARGET coupon (exp 4/15/2011)

Stouffer’s Easy Express Skillets Meals, 22-25oz bag (Excluding Sautes for Two) BOGO $5.15
Fat Boy Ice Cream Sandwich, 6 or 9ct, 24-30oz pkg, BOGO $4.49
Healthy Choice Premium Bars, or Sandwiches, 15-24oz ctn., BOGO $3.99
Milk-Bone Dog Biscuits or Snacks, 22-26oz pkg., BOGO $3.79
Gorton’s Shrimp Temptations, or Premium Fish Fillets or Sticks, 10.5-17.2oz pkg, BOGO $7.73
Old Orchard 100% Juice, 12oz can, BOGO $1.50
Aunt Jemima Waffles, 10ct 12.3oz box, BOGO $2.15
Tai Pei Entrees, 12-14.2oz box, BOGO $2.99
Resolve Spray’n Wash Laundry Stain Remover, 12-22oz bot, or Stain Stick, 3oz stick, BOGO $2.99
Halls Cough Drops, 30ct bag (Excluding Halls Defense), BOGO $1.65
8-Pack Selected Pepsi Products, 12oz bot, BOGO $3.99
Planters Halves and Pieces Cashews, or Mixed Nuts, 16 or 17oz can, BOGO $6.19

Carrot Bar or Red Velvet Cake, 16-19oz, $4.99
Muffins, 4ct 10oz pkg, Apple Bran, Raisin Bran, Blueberry, corn or Carrot, $2.59
Assorted Donuts 4ct , 8-14oz pkg, $2.29
Assorted Hoagie Rolls 4ct, 11oz pkg, $2.29
Deli Style Rye Bread, 16oz loaf, $3.19
Publix Italian Five Grain Bread, 16oz loaf, $2.99

Dannon Activia Yogurt, 4pk 4oz cup, 3/$6
JellO Gelatin Snacks, 6ct 2.3-4oz cup or 11.75oz cup, 3/$6
Pillsbury Rolls, or Breadsticks, Pizza Crust or Loaf, 8 – 13.9oz can, 3/$6
Nestle Coffee-mate Flavored Creamer 32oz bot, (Excluding Non-Dairy Creamers) 2/$5
Publix Chunk Cheese, or Shredded, 8oz pkg, 2/$4
Kraft American Cheese Singles, 12oz pkg., 2/$5

Boar’s Head EverRoast Chicken Breast, $7.19/lb
Publix Deli Large Turkey Cobb Salad, $5.39 (Boars Head $5.69)
Publix Deli 2-Piece Chicken Dinner, $3.99
Publix Deli Domestic Brie Cheese, $7.99/lb
Boar’s Head EverRoast Whole Sub, $6.99

Edy’s Ice Cream, 15qt ctn, 2/$7
Lean Cuisine Entrees, 6-12.5oz pkg, 4/$10
Publix GreenWise Market Organic Pizza, 12 or 12.4 oz box, $3.99
PF Chang’s Home Menu Perfect for Two Meal, 22oz pkg, $6.99

Kelloggs Special K Cereal, 11.4-14oz box, Low Fat Granola 19.5oz box, or Special K Bars or Fruit Crisps 4.4-4.86oz box, 2/$5
Maxwell House Ground Coffee, 31.5-34.5oz can, $6.99
Maxwell House 100% Colombian or Decaffeinated Coffee, 31.5-33oz can, $7.99
Capri Sun Juice Drink Blend, 10ct 6oz pkg, (Excluding 100% Juice 10 pk), 3/$6
Campbell’s Condensed Soup or Soup at Hand, 10.5-11.5oz can or 10.75oz cup, or Ready to Serve Bowl 15.4oz bowl (Excluding Won Ton, Cream of Shrimp, and Qyster Stew), 10/$10
Selected Coca-Cola Products, 2L bot., B2G1
Monster Energy Drink, 4pk 16oz can, $4.99
NOS Energy Drink, 4pk 16oz can $4.99
Aquafina Pure Water, 24pk 16.9oz bot, $3.99
12-Pack Selected Pepsi Products, 12oz can, B2G1
Assorted Keebler Cookies, 6.6-18oz pkg (Excluding 12ct Keebler, Gripz and Right Bites Multipacks), 2/$5
Gatorade Thirst Quencher, Recover, Prime, 4oz pouch or 16.9 or 32oz bot, 10/$10
Lipton Tea, 12pk 16.9oz bot, 2/$10
Quaker Chewy Granola Bars, 8.4-8.7oz box, 3/$6
Nabisco Oreo Cookies, 5pk 26oz box, or Chips Ahoy! Original Chocolate Chip Cookies, Family Size, 24oz box, $3.99
Kraft Velveeta Cheese Product, 32oz box, $4.99

Publix GreenWise Bathroom Tissue, 12roll pkg, $5.49
Bounty Paper Towels, 6roll pkg, $6.49
Glad Tall Kitchen Bags, 13gal, 65 or 78ct pkg, $8.99
Small Swiffer Cloths Refills, 12-16ct box, Swiffer Wet Jet Cleaners, 42.2oz bot or Disposable Dusters, 3-ct box, 2/$8
3M Micro Allergen Reduction Filter, $9.99
3M Ultra Allergen Reduction Filter, $13.99
Publix GreenWise Market Charcoal, 8.8lb bag, $4.99
Dixie Value Pack Plates or Cups, Soak Proof Shield Plates 8 5/8in or Ultra 10 1/16in, 40 or 100ct pkg, or 16 oz Plastic Party Cups 68ct, $3.49
Dixie Napkins, 320ct, $2.69
Ultra Downy Fabric Softener, 62-77 bot, $6.99
Cascade Dishwasher Detergent, Gel or Powder 75oz pkg, or ActionPacs 16or 20ct pkg, (Excluding Cascade Complete), $3.99
Pine-Sol All-Purpose Cleaner, 48oz bot, $2.49
Soft Scrub Cleanser, 23-28.6oz bot, 2/$5
Cloroz Clean-Up Cleaner, 32oz bot, or Disinfecting bathroom Cleaner 30oz bot, 2/$5
Tide Detergent, 100oz bot, $10.99
Crest Toothpaste, 4.2, 6.2, or 8.2oz tube, 2/$5
Charmin Bathroom Tissue, 6-12roll, $6.49

Pantene Pro-V Hair Products, 1.7-13.5oz pkg, $3.39
Pantene Pro-V, 25.4oz bot or Head and Shoulders, 23.7oz bot, $5.99
Gillette Fusion Proglide Razors or Venus Embrace Razors, $8.49
Olay Facial Cleansers, or Olay Age Defying or Active or Complete Lotions or Creams, .5-7.2oz or 30 or 33ct pkg, $1.50 off
Covergirl Foundation, or Concealer, or Pressed Power or Blush, .04-1oz pkg, $2.00 off
Tampax Tampons 40ct box, or Always Pads 20-44ct pkg, or Always Liners 80ct box, $5.39
Citracal Calcium Citrate, 60-200ct pkg, 30% off
Aleve Pain Medicine, 20-24ct box, $2.99
Visine Eye Drops, 15ml box (Excluding Visine Lasting Relief, Totality, and Tired Eyes), $3.49
Prilosec OTC Acid Reducer, 20mg 42ct box, $24.99
Dial Complete Foaming Hand Wash, 7.5oz bot, 2/$3

Gerber Graduates Yogurt Melts, or Yogurt Blends, or Bars, Snacks, or Juice Treats, -
1-6oz pkg, or 4ct pkg 2/$5)
Gerber 2nd Foods, 2pk 3.5oz cont (Excluding Organic and DHA Varieties) 10/$9

Porterhouse or T-Bone Steaks, $6.99/lb
Ground Round, $3.69/lb
Ground Round Patties, $3.99/lb
Boneless Shoulder Roast, $3.69/lb
Boneless Shoulder Steaks, $3.99/lb
Boneless Skinless Chicken Breast Fillets, $3.99/lb
Publix Greenwise Chicken Fillets, $5.99/lb
Eye-Round Roast, $3.69/lb
Eye Round Steaks, $3.99/lb
Sirloin Tri-Tip Roast, $5.69/lb
Sirloin Tri-Tip Steaks, $5.99/lb
Pork Spareribs, $2.49/lb
Pork Spareribs, (Sliced), $2.79/lb
Assorted Pork Chops, 7-9 Chops per Package, $1.99/lb
Publix Fully Cooked Entrees, 17-18oz pkg, $4.99
Bob Evan Side Dishes, 12-24oz pkg, 2/$6
Publix Naturally Hickory Smoked Bacon, 16oz pkg, 2/$7
Publix Extra Thin-Sliced Lunch Meats, 9oz tub, 2/$6
Kraft Sliced Extra Thin Swiss, 8oz pkg, 2/$5
Oscar Mayer Center Cut Sliced Bacon, 12oz pkg, 2/$8

Large Shrimp Skewers, 2oz minimum, 10/$10
Snow Crab Clusters, $6.99/lb
Fresh Salmon Fillets, $9.99/lb
Redbone Alley Seafood Aioli’s, 10oz bot, $2.99
Fresh Swordfish Steaks, 5.6oz, $8.99
Medium Florida Pink Shrimp, 41-50/lb, $6.99/lb
Publix Seafood Soups, 10oz tub, 2/$7

Pedigree Complete Nutrition Dog Food, 30.1 or 32lb bag, $16.99
Publix Cat Food, 3.5lb bag, 2/$6
Purina One Adult Dog Food, 4lb bag, 2/$10
Fancy Feast Appetizers for Cats, 2oz pkg, 5/$5

Idaho Potatoes, 5lb bag, $2.99
Golden Ripe Pineapple, $2.99
Red Seedless Grapes, $1.69/lb
Florida Strawberries, 16oz pkg, 3/$5
Blueberries, 1pt pkg, $2.99
Cantaloupes, 2/$4
Mini Red Seedless Watermelon, $2.99
Fuji Apples, $1.49/lb
Peaches or Nectarines, $1.99/lb
Fresh Attitude Salad, 6oz pkg, 2/$4
Publix Baby Cut and Peeled Carrots, 16oz bag, 4/$5
White Mushrooms, 16oz pkg, $2.69
Florida Natural Orange Juice, 59oz ctn, 2/$5

$5.00 off one Gerber Good Start Infant Formula Powder, 24-25.7oz cnstr.
Free Pampers Wipes 60-72ct tub, With the purchase of One Pampers Box Diapers

Last Page of Ad States, STOCKING SPREE
“Special Prices, Big Savings, Visit our in-store display for $28 in coupons. Sign up at for an extra $50 worth of coupons to use at Publix”

Thanks to curly1534 Slickdeals Publix Thread (check HERE for coupon matchups)

Publix Green & Yellow Advantage Buy Flyers for March

Yellow Advantage Buy: March 5th thru March 25th, 2011

Publix coupons expiring 3/25/2011:
$1.00 any Friendship cottage cheese, sour cream, buttermilk, or farmer cheese 7.5 - 24 oz.
Free gallon of milk WYB any 3 Kellogg's Apple Jacks, Froot Loops, or Corn Pops 8.7 oz. or larger
$2.00 any Publix deli, meat, or seafood item WYB any 8 pk./7.5 oz. Coca-Cola product
55¢ any Fruit2day item 6.75 oz.
$1.00 any Jimmy Dean frozen breakfast item
$1.00 any 2 Birds Eye Steamfresh or regular frozen vegetables 7.5 - 18 oz.
$1.00 Farm Rich meatballs, jumbo cheese sticks, mozzarella bites, stuffed cheese sticks, or chicken and cheese quesadillas
$2.00 any P.F. Chang's frozen entree 22 oz.
$1.00 any Sheerbliss ice cream pint or 3 pack bars 16 oz.
$1.00 any 2 Ben & Jerry's or Starbucks ice cream 1 pint
$2.00 any 2 General Mills Yoplait Kids lowfat yogurt, Go-GURT or Trix lowfat yogurt

Green Advantage Buy: March 12th thru April 1st, 2011
Publix coupons expiring 4/1/2011: (Coupon Matchups via Slickdeals Publix Thread)

$5.00 Allegra 24 hour 30 - 45 ct. or Allegra-D 12 hour 20 ct.
$2.00 any Coppertone Continuous spray, sport, general protection or tanning product 3 - 8 oz.
$10.00 any Nicoderm CQ or Nicorette
$2.00 Unisom 32 ct.
$1.00 any Chapstick product (goes great with Chapstick Fresh Effects clearance price of $1.49)
$2.00 Allegra 12 hour 12 ct., children's Allegra 4 oz. or 12 ct., or Allegra-D 12 hour/24 hour 10 ct.
$2.00 Banana Boat tanning oil, protect spray, or sunblock lotion 8 oz.
$3.00 Depend for Men or Women 14 - 48 ct., or Poise 30 - 72 ct.
$1.50 any Cover Girl or Queen Color collection item
$1.00 any mix or match Pantene or Head & Shoulders hair care products 1.9 - 33.9 oz.
$3.00 any Align product 28 ct. or 42 ct.
$5.00 any Crest Whitestrips
$1.00 any Oral-B CrossAction Power or Pro-health battery toothbrush 1 ct. or Oral-B Pulsar twin packs
55¢ any Dove product
55¢ any Degree anti-perspirant/deodorant 2.6 - 6 oz.
$1.00 any 2 mix or match Axe products
$1.00 any Vaseline lotion 10 - 22.5 oz.
50¢ any Suave hair care product 5 - 22.5 oz.
75¢ any Lever 2000 product
$2.00 John Frieda Precision foam colour
$2.00 Hawaiian Tropic lotions or tanning oils 6 - 8 oz.
$6.00 any 2 mix or match Sundown Naturals vitamins or Osteo Bi-Flex
$4.00 Claritin 20 ct. or larger or Claritin-D 15 ct. or larger
$2.00 Claritin, Claritin-D 10 ct. or larger or Claritin Pediatric 4 oz. syrup
$5.00 any DVD $11.99 & up

Thanks to daydr3am on Slickdeals Publix Thread (check back for coupon matchups)

$25 Publix GC Winner

Congratulations to tampatipper@
Thanks to everyone who entered.
You have won the $25 Publix giftcard, which will be mailed to directly from #Blogspark and General Mills.

Do It Yourself Debt Settlement

You might decide to settle your own debts instead of hiring a debt settlement company because you want to save money on settlement fees. Or, perhaps you’ve heard about scams rampant in the debt settlement industry and want to avoid being taken advantage of. Some people decide to settle their own debts so they have control of the process from start to finish. There are lots of good reasons to settle your own debts.

Getting Started
When you decide you’re going to settle your own debts, you stop making monthly payments on your debt. Instead, each month you’ll deposit your regular monthly debt payments into a separate checking account whose sole purpose it to hold your settlement funds until you’re ready to pay a settlement. You might open this checking account at an entirely different bank if the credit cards or loans you want to settle are at the bank of your primary checking account.

Creditors routinely agree to settlements between 40% and 70% on balances that are 90 days or more past due. The account must be past due for the creditor to deem it risky enough to take a settlement on. If the creditor thinks they can get the full balance from you, they won’t agree to a settlement.

When to Make a Settlement Offer
Once you’ve saved up enough money to pay a settlement (about 50% of the current balance due) and you have an account that’s more than 90 days past due, you can make a settlement offer. If this is the first time you’ve mentioned settlement to the creditor, you might briefly mention it as a possibility. For example, you might say, “I’m having trouble getting caught up on my payments. In fact, I’m not sure if I’ll ever be able to pay this account in full. If I could come up with the money, would you be interested in taking a settlement on this account.”

When you bring up settlement with the creditor, be prepared to offer a dollar amount to settle the account. So, if you owe $10,000 and you want to settle for 50%, offer $5,000. If the creditor refuses or asks you to pay an amount you’re not prepared to pay, politely end the call and repeat the process in another month or so.

Settling Your Account
When a creditor agrees to a settlement offer, there’s one more step that has to happen before you make payment. You need to get a settlement agreement on company letterhead. The settlement agreement should include the date of the offer, amount of the settlement, date the settlement must be received, and a note saying the settlement will satisfy the account in full. You’ll get the settlement letter faster if you have access to a fax machine. That way you can sign it, fax it back, and make the settlement payment.

Many creditors will take the settlement payment over the phone if you give your checking account and routing number. The creditor may also accept a cashier’s check or money order for payment. Make sure you confirm the payment method.

Frank Collins is a seasoned writer with strong background in both personal and business finance. You can read more of his articles about debt relief options, credit counseling and related services at the debt settlemmient blog.

Don't Forget

To enter my giveaway for the $25 Publix Gift Card HERE. Its open until the end of the week. I'm finally getting caught up with online activities after being out of touch for a week on our cruise. It sure is nice to get away from phones, news, TV, and computers for a while. I'm not sure I want to get sucked in again. Life is nice without it all. Anyway, those of you who shop at Publix should enter my giveaway because your chances are excellent, it has very low entries. 
Disclosure: General Mills gave me one gift card to keep and one to giveaway, as part of the #MyBlogSpark program.

Italian Days $25 Publix Giftcard Giveaway

Now that I'm back in town from my latest travel adventure, it's time to start shopping and couponing again. One of my favorite promotions of the year at Publix is the Italian Days two week sale. From February 17th through March 2nd, visit your local Publix to take advantage of the great savings on some of your favorite General Mills brands such as Progresso, Green Giant, Pillsbury, Muir Glen and Totino's, and save $5 when you purchase 20 participating products. Look for the flyers with coupons at your Publix and put together some great shops!

While visiting Italian Days at Publix, you can also enter the Publix Italian Days Sweepstakes, sponsored by General Mills, for a chance to win one of four grand prizes of $10,000 worth of free groceries or one of 200 $100 Publix gift cards being given as prizes.

There are three easy ways to enter for a chance to win the Sweepstakes. Enter via phone, mail or at – a convenient one-stop website, where you'll also be able to download great coupon savings on some of your favorite General Mills brands and other great offers from Publix.

Here's how it works:
  1. Click – Stay up to date with the latest General Mills promotions happening at Publix by visiting Once you're registered and logged in, you can participate in any current promotions.
  2. Call – If you'd prefer to enter the sweepstakes and participate in other promotions via telephone, feel free to call the General Mills/Publix hotline, at 1.800.627.6059, and be sure to say that you want to enter the Publix Italian Days Sweepstakes. Please be sure to provide your complete contact information (Full name/address/zip code/phone #).
  3. Mail – If you prefer to participate via mail-in entry, print and mail your complete contact information (Full Name/address/zip code/phone #) to P.O. Box 43425 Atlanta, GA 30336 and be sure to write "Publix Italian Days Sweepstakes" on the outside of the envelope.
So, onto the giveaway! I will be giving away one $25 Publix Gift Card to a randomly selected reader. Please leave a comment about what your favorite Italian meal is on this post. Giveaway will be open until 12:00am EST Saturday 2/26/11. Please provide an email address or link to your blog so I can notify you if you are the winner. Only one entry per person.
Disclosure: General Mills gave me one gift card to keep and one to giveaway, as part of the #MyBlogSpark program.

Publix Sneak Peek Weekly Ad 2/24 - 3/2/11

Fresh Express Salad Blend, or Greens, 5-12oz bag, BOGO - Surprisingly Low Price (Price Checker States $3.99)

Classico Pasta Sauce, 8.1-24oz jar, BOGO $2.77

$4 MIR Classico AND "Eat Pray Love" 11/21/2010 SS Insert
$1/1 Peelies and Hangtags

Mueller's Pasta, 12-16oz box, (Excluding Lasagna, Jumbo Shells, and Egg Noodles) BOGO $1.43
$1 off ANY Mueller's Pasta ~ Must Register

Alma's Organic Macaroni Product, 16oz bag, BOGO $1.99

Briannas Salad Dressing, 12oz bot., BOGO $3.89

Uncle Sam Cereal, 10oz box, BOGO $2.99
$1/2 Publix Booklet - Healthy Beginnings

Juicy Juice 100% Juice, 64oz bot., BOGO $3.61
$2/4 Nestle Juicy Juice Product Rolling
$1/2 Nestle Juicy Juice Product Rolling
$0.50/1 Nestle Juicy Juice Products Rolling

Progresso Soup, 18-19oz can, BOGO $2.35 ($2.29 Atlanta)
$1/4 Progresso Soup Cans 2/13/2011 GM Insert
$1/4 Progresso Soups 1/16/2011 SS Insert
$1/4 Progresso Soup 1/2/2011 GM Insert
$1/4 Progresso Soups Rolling
$1/4 Progresso Soups (exp 3/5/2011)
$1/2 Progresso Soups Rite Aid Video Values (exp 2/26/2011)
$0.50/1 Progresso Soup Walgreens IVC (exp 2/26/2011)
$1/4 Publix Coupon - Progresso Items
$5/20 Publix Coupon - Italian Days

Hunt's 100% Natural Tomatoes, 14.5oz can, BOGO $1.39
$5/20 Publix Coupon - Italian Days

Green Giant Vegetables, 11-15.25oz can, (Excluding Specialty Corn, Three Bean Salad, and Asparagus) BOGO $1.33
$1/4 Publix Coupon - Green Giant Items
$5/20 Publix Coupon - Italian Days

StarKist Solid White Albacore Tuna, In Water, 4pk. 5oz can, BOGO $6.47
$0.50/1 Starkist All You Feb 2011 (exp 3/31/2011)

Bertolli Olive Oil, Extra Light Tasting or Classico, 17oz bot., BOGO $6.99

Kraft Barbecue Sauce, 16.25-18oz bot., BOGO $1.69

Kellogg's Cereal, Crunchy Nut 10.8-14.1oz, or Rice Krispies 12-16.5oz, or Corn Flakes or Raisin Bran 18-20oz box, BOGO $4.19
$1/3 Kellogg's Cereals 2/13/2011 RP Insert
$1/2 Kellogg's Cereals 2/6/2011 RP Insert
$1/1 Kellogg's Crunchy Nut Cereal (exp 3/10/2011)
$1/2 Kellogg's Rice/Cocoa Krispies Cereals (IE) Rolling

Post Cereal, Selects or Great Grains 13-16oz box, or Trail Mix Crunch 17oz box, BOGO $4.41
$1/2 Post Cereals 1/9/2011 SS Insert
$1/2 Post Cereals Kids 1/9/2011 SS Insert

Uncle Ben's Ready Rice, Microwaveable, 8.5-8.8oz pouch, BOGO $1.99
$1/1 Uncle Ben's Ready Rice, 2/20/11 RP Insert - Thanks fireflymuse!
$1/1 Fresh Beef WYB Uncle Ben's Product 2/13/2011 RP Insert
$0.30/1 Uncle Ben's Rice Rite Aid Video Values (exp 3/26/2011)

Selected Pepsi Products, 2-L. bot., BOGO $1.95 (Atlanta $1.75)
Free Liter of Pepsi Max WYB Doritos Chips 11.5 oz bag or larger - Autodeduct $2.09

Zephyrhills Spring Water, 12pk. .5L bot., BOGO $3.89
$1/1 Zephyrhills Brand 100% Natural Spring Water Rolling

Planters Peanuts, 12-12.5oz can, BOGO $2.99
$0.75/1 Planters Nuts TARGET coupon (exp 4/15/2011)

Doritos Tortilla Chips, 11.5-12oz bag, (Excluding Baked), BOGO $3.99
Free Liter of Pepsi Max WYB Doritos Chips 11.5 oz bag or larger - Autodeduct $2.09

Pepperidge Farm Whole Grain Bread, 24oz loaf, BOGO $3.89
$0.50/1 or .75/2 Pepperidge Farm Breads or Bagels 2/13/2011 SS Insert
$1.50 on Publix Produce wyb Pepperidge Farm Whole Grain Bread - Publix Booklet - Healthy Beginnings - This is a MQ

Thomas' Bagels, 6ct. 20oz bag, BOGO $4.19

Keebler Club Crackers, 11-16oz box, BOGO $4.09
$1/3 or $1/2 Keebler Crackers or Sunshine Cheez-its 1/30/2011 RP Insert
$1/2 Keebler Crackers (IE) Rolling

Nabisco Toasted Chips, 8.1oz bag, BOGO $3.39
$2/1 or $2/2 Tearpad

Hershey's Nuggets, 10.5-12oz bag, BOGO $3.69

Simply Potatoes, 20oz bag, BOGO $2.67

Marie Callender's Dinners, 8.5-21oz box (Excluding Pot Pies), BOGO $3.59
$1/2 Marie Callender's Dinners All You Jan 2011 (exp 3/31/2011)

Green Giant Valley Fresh Steamers Vegetables, 11-12oz bag, BOGO $2.39
$0.50/2 Green Giant Valley Fresh Steamers 1/2/2011 GM Insert
$0.50/2 Green Giant Valley Fresh Steamers (exp 3/5/2011)

Red-Baron Biscuit Style Scramblers, 2ct 10oz box, BOGO $3.59

Talenti Gelato or Sorbetto, 16oz cup, BOGO $4.69

Hot Mama Italian Cheese Garlic Knots, 6ct 12oz box, or Garlic Bread 7.5oz box, BOGO $2.79

Gorton's Fish Sticks, or Fillets, Portions, or Popcorn Shrimp, 14-24.5oz pkg., BOGO $5.49
$1/2 or .50/1 Gorton's Product 2/13/2011 SS Insert
$1/2 Gorton's Items (IE) Rolling

Pruina Beneful Dog or Puppy Food, 3.5lb pkg., BOGO $5.49
Purina Beneful Dog Food, Any 3.5 Lbs. (Walgreens Coupon) - February 2011 IVC Booklet - Expires 2/26

Lysol Dininfectant Bathroom Cleaner, 32oz bot., BOGO $3.73
$1/2 Lysol Bathroom Cleaners or Mildew Removers 2/6/2011 SS Insert
$1/2 Lysol Bathroom Cleaner Rolling

Fab Laundry Detergent, 3.41lb box or Liquid 50oz bot., BOGO $4.09
$1/2 Fab, Dynamo or Ajax Laundry Products 8/15/2010 SS Insert

Glass Plus Glass & Multi-Surface Cleaner, 32oz bot., BOGO $2.49

Edge Shave Gel, or Skintimate, 7oz can, BOGO $2.93
$1/1 or $1/2 Skintimate Cream Shave 1/16/2011 SS Insert

Publix Hydro Cream or Hydro Plus, 1oz box, BOGO $3.99

Ocean Blue Professional Omega-3 2100 Soft Gels,( Buy Either a 60 or 120ct bot. and Get a 60ct bot. for Free) BOGO up to $16.95

Water Rolls, 12-ct 14oz pkg., $3.29
Butter Pound Cake, 12oz pkg., $3.49
Italian Five Grain Baguette, 8oz bag, $1.49
Sourdough French Bread, 16oz loaf, $2.99
Ciabatta Loaf, 16oz loaf, $3.99
Tiramisu, 10oz, $4.79
Turnovers, 4ct 14oz pkg., $4.79
Assorted Donuts, 4ct, 8-14oz pkg., $2.29
Key Lime Pie, 34oz, $6.99
Cinnamon Buns, 6ct 14oz pkg., $4.99
Large Cream Cakes, 32oz, $5.29

Liberte Mediterranee Yogurt, 6oz cup, 10/$8

International Delight Coffee Creamer, 16oz bot., 2/$3
$0.55/1 International Delight Coffee Creamer Rolling

Pillsbury Grands Biscuits, 16.3-17.3oz can, 10/$10
$0.40/3 or .40/2 or 30/2 or .30/1 or .75/2

Pillsbury Refrigerated Grands Biscuits 2/13/2011 GM Insert (exp 5/7/2011)

Silk Soymilk, half-gal ctn, 2/$5
$0.75/1 Silk Soymilk 2/6/2011 SS Insert (exp 3/31/2011)
$0.75/1 Silk Soymilk Rolling

Shedd’s Spread Country Crock, 45oz tub, 2/$5
$0.40/1 Shedd's Spread Country Crock Spread (IE) (exp 5/31/2011)
$0.50/1 Shedd’s Country Crock Margarine TARGET coupon (exp 2/28/2011)

Cabit Vert Cheddar Cheese Bar, or Pepper Jack, 8oz pkg., 2/$4

Publix Crumbled Cheese, 4oz pkg., $2.19

Publix Deli Baked Potato Salad, 16oz cont., 2/$5
Publix Deli Fresh Chilled Rotisserie Chicken, $4.99 (Hot, $5.99)
Publix Macaroni and Cheese, $1.99/lb

King’s Hawaiian Rolls, 12oz pkg., 2/$5
$1/1 King's Hawaiian Bread or Rolls 12/12/2010 RP Insert (exp 3/31/2011)
$1/2 King's Hawaiian Product 11/14/2010 RP Insert (exp 2/28/2011)

Publix Deli Chicken Parmesan, $5.99/lb
Publix Deli Oven roasted Turkey Breast, 46.99/lb
Boar’s Head Lacey Swiss Cheese, $9.09/lb
Publix Deli Fresh Mozzarella Cheese ball, 8oz pkg, $3.69
Publix Deli Turkey and Swiss Sandwich, $2.99 (Boars Head, $3.49)
Boar’s Head Londonport Roast Beef, $9.99/lb

Ore-Ida Ultimate Baked Potatoes, 10oz pkg, or Toaster Hash Browns 4ct 7oz pkg., 10/$10

Blue Bell Ice cream, half-gal ctn, 2/$9
$1/1 Blue Bell Ice Cream Rolling

Bertolli Oven Bake Meals, or Complete Skillet Meal for two, 21-24oz bag, $4.99
$1.50/2 Bertolli Frozen Meal 1/30/2011 RP Insert (exp 2/27/2011)

Udi’s White Sandwich Bread, or Whole Grain, 12oz pkg., $3.99
Udi's Gluten Free Baked Goods, Any- (Whole Foods Store Coupon)

Swanson Certified Organic Broth, 32oz box, 2/$4
$0.40/2 or .40/1 Swanson Broth 1/9/2011 SS Insert (exp 3/31/2011)

Swanson Broth, Any 32 Oz. Cartons -
Hawaiian Punch, 128oz bot., 3/$5
Gatorade Thirst Quencher, 8pk 20 oz bot., 2/$10

Folgers Ground Coffee, 10.3-11.3oz pkg (Excluding Gourmet), 2/$6
$1/2 Folgers Coffee, Singles, or K-Cups 2/6/2011 RP Insert (exp 3/31/2011)
$0.25/1 Folgers Coffee 2/6/2011 RP Insert (exp 3/31/2011)

Folgers Ground Coffee, Decaf, Colombian, Simply Smooth, or Flavors, 10.3-11.5oz pkg. 2/$7
$1/2 Folgers Coffee, Singles, or K-Cups 2/6/2011 RP Insert (exp 3/31/2011)
$0.25/1 Folgers Coffee 2/6/2011 RP Insert (exp 3/31/2011)
$1/1 Folgers Gourmet Selection 11/14/2010 RP Insert (exp 2/28/2011)
$0.55/1 Folgers Simply Smooth Product All You Dec 2010 (exp 2/28/2011)

General Milles Cereal, Trix or Cocoa Puffs 14.8-16.5oz box, Reese’s Puffs or Cookie Crisp 11.25-13oz box, 2/$4
$1/3 General Mills Cereal listed 2/13/2011 GM Insert (exp 3/26/2011)
$0.55/1 General Mills Cocoa Puffs Cereal (exp 3/10/2011)
$0.55/1 General Mills Cocoa Puffs Cereal (exp 3/5/2011)
$0.55/1 General Mills Cocoa Puffs Cereal (exp 3/5/2011)

Kellogg’s Nutri-Grain Bars, 7.8-10.8oz box, 2/$5

Nature Valley Bars, 5-8.94oz box, 2/$4
$0.50/1 or .75/2 Nature Valley Chewy Trail Mix Bars 2/13/2011 GM Insert (exp 4/9/2011)
$0.50/1 Nature Valley Bars Walgreens IVC (exp 2/26/2011)

Idahoan Mashed Potatoes, 4-4.1oz pouch, 10/$10
$1/3 Idahoan Flavored Potatoes (exp 3/5/2011)
$0.75/3 Idahoan Potatoes Rolling

12-Pack Selected Coco-Cola Products, 12oz can, B2G1

Snapple Tea or Juice Drink, 6pk 16oz bot., B2G1
$1/1 Snapple 1/30/2011 SS Insert (exp 3/14/2011)

Nabisco Crackers or Wheat Thins Stix, 5.5-10oz box, 2/$5
$1/2 Nabisco Crackers 1/30/2011 SS Insert (exp 3/31/2011)
$1/2 Nabisco Crackers TARGET coupon (exp 4/15/2011)

Kraft Velveeta Cheese, 16oz box, $2.99
$1/1 Kraft Velveeta Product (exp 3/2/2011)
$0.50/1 Kraft Velveeta Cheese TARGET coupon (exp 2/26/2011)

Hunt’s Snack Pack, 4pk 3.5oz cup, 10/$10
$0.60/3 Hunt's Snack Pack Pudding 1/2/2011 SS Insert (exp 2/28/2011)
B3G1 Hunt's Snack Pack Pudding All You Jan 2011 (exp 3/31/2011)

Hunt’s Manwich Sloppy Joe Sauce, 15.5-16oz can, 10/$10
$0.75/2 Pepperidge Farm Rolls or Buns AND Manwich (exp 3/5/2011)
B3G1 Manwich All You Jan 2011 (exp 3/31/2011)

Sobe Lifewater, 10/$10

Hershey’s Milk Chocolate Bar, or Reese’s PB Cups, Kit Kat, Cookies n’ Crème, or Payday, 2.5-3.4oz pkg., 10/$10
B1G1 Reese’s Peanut Butter Cup TARGET coupon (exp 4/2/2011)


Publix Compact Fluorescent Light Bulbs, 2pk., $4.99
9’ Aluminum or Wood Patio Umbrellas, $39.99
Select KitchenAid Gadgets, (Limit 3), $5.99

Solo Sologrips Plastic Cups, 18oz 50ct pkg or 9-10in, Squared Plastic Plates, 30-40ct pkg, $3.99
$1/2 Solo Disposable Table Top Items TARGET (exp 2/26/2011)
.75/1 Facebook

Kleenex Tissues, 75-200ct box, 4/$5
B3G1 Kleenex Facial Tissues 2/13/2011 SS Insert (exp 4/10/2011)
$0.50/3 or $1/1 Kleenex Facial Tissue 2/13/2011 SS Insert (exp 4/10/2011)
$0.50/3 Kleenex Facial Tissue 1/2/2011 SS Insert (exp 2/27/2011)
$0.50/3 Kleenex Facial Tissue (exp 3/2/2011)
$1/2 Kleenex Facial Tissue, 260 ct or Pocket, 8 pk Rite Aid Video Values (exp 3/26/2011)
$0.50/1 Kleenex Facial Tissue Walgreens IVC (exp 2/26/2011)
$1/5 Kleenex Facial Tissue (exp 3/5/2011)

Bounty Quilted Napkins, 200ct pkg, $2.99
Brawny Paper Towels, 6-8roll, $6.49
Quilted Northern Bathroom Tissue, 12 roll, $6.49
Ziploc Freezer or Storage Bags, 30-50ct or Jumbo Freezer Bags 10 ct, 2/$7
SoftSoap Liquid Hand Soap, 6-7.5oz bot., 10/$10
Arm & Hammer Laundry Detergent, 55-68.75oz bot, $3.99
Renuzit air Freshener, 7.5oz pkg., 4/$3
Formula 409 Kitchen Cleaner, 32oz bot., 2/$4

Tresemme Hair Products, 5.7-32oz pkg., $3.29
L’Oreal Dermo-Expertise Revitalift, .4-2oz box, $13.99
Kotex Tampons 18ct, or Maxi Pads 14-24ct, or Lightdays Pantiliners 40-64ct pkg., $1.99
Jergens Moisturizer, 2-21oz pkg., 30% off
Alka-Seltzer Plus, 10-20ct box, $3.99
Centrum Multivitamin/Multimineral Supplement, 60-220ct bot., 25% off
Colgate Toothpaste, 4-6oz tube, or Navigator or MaxFresh Toothbrush 1ct pkg., $2.39
Bausch & Lomb Biotrue Multi-Purpose Solution, 10oz box, $7.99
Mix 1 Enhanced All-Natural Protein Shake, 4pk 11oz bot., $5.99

Pampers Diapers or Huggies Diapers, 48-96ct box, $19.99
Gerber Organic 2nd Foods, 2pk 3.5oz cont, 10/$10

Ground Chuck, $2.49/lb
Stuffed Flank Steaks, $5.99/lb
Stuffed Boneless Chicken Breast Cordon Blue, $5.99/lb
Boneless Pork Chops, $3.99/lb
Boneless Pork Chops, Cornbread Stuffed, $4.49/lb
Boston Butt Roast, $1.99/lb
Boston Butt Roast Boneless, $2.29/lb
7-Bone Chuck Roast, $3.49/lb
7-Bone Chuck Steaks, $3.79/lb
Pork Loin Back Ribs, $4.49/lb
Pork Loin Back Ribs, Southwest-Seasoned, $4.99/lb
Sirloin Tip Roast, $3.69/lb
Sirloin Tip Steaks, $3.99/lb
Top Sirloin Fillets, $5.99/lb
Whole Beef Tenderloin, $10.99/lb
Boneless Skinless Chicken Thighs, $2.99/lb
Publix Greenwise Chicken thighs, $3.49/lb
Publix Greenwise Bone-In Ribeye Steaks, $8.99/lb
Publix Greenwise Boneless Ribeye Steaks, $9.99/lb
Curly’s Pork, Chicken, or Beef, Pulled 18oz tub, 2/$8
Oscar Mayer Deli Fresh Shaved Meats, 7-9oz pkg., 2/$6
Oscar Mayer Beef Franks, 16oz pkg. (Excluding Angus), 2/$6
Wright Brand Bacon, 24oz pkg., $5.99
Publix Homestyle Meatballs, Frozen 16oz pkg $2.99, Italian Style 32 oz pkg. $4.99
Publix Sliced Cheese, 6oz 2/$4
Perdue Chicken Breasts, 32oz pkg. Frozen, $5.99
Tyson Breaded Fully-Cooked Chicken or Any’tizers, 10-13.25oz pkg., 2/$5
Publix Shredded Cheese, 16oz pkg., $3.99

Fresh Tilapia Fillets, $6.39/lb
Publix Scampi Finishing Sauce, 10oz pkg., $2.99
Crabmeat Stuffed Tilapia, $7.39/lb
Premium Crab Cakes, $3.99 each
Medium White Shrimp, Easy to Peel 41-50/lb, $4.99/lb
Medium White Shrimp, Peeled and Deveined 51-60/lb, $5.99/lb
Small Shrimp Ring, 10oz pkg., 2/$8
Publix Tuna Steaks, 12oz pkg., $5.99
Fresh Mahi Fillets, 5.6oz minimum, $6.99
Cedar Plank Salmon, 9.7oz pkg., $8.99

Fancy Feast Gourmet Cat Food, 3oz can, 10/$5
Pedigree Adult Dog Food, $7.99
Publix Cat Litter, 20lb box, $5.79
Publix Bird Seed, 20lb bag, $8.49

Publix Greenwise Market Organic Romaine Hearts, 12oz pkg., $3.49
Zucchini Squash, or Yellow Squash, $1.49/lb
Green Beans, $1.49/lb
Bell Peppers, Red, Yellow, or Orange, $2.49/lb
Premium Strawberries, 16oz pkg. 3/$5, 32oz pkg. $3.29
Red Seedless Grapes, $1.69/lb
Blueberries, 1pt pkg., $2.99
T.Marzetti Strawberry or Blueberry Glaze, 12.75-14oz cont., $1.29
Dessert Shells, 6ct pkg., $0.99
Cantaloupes, 2/$4
Tree-Ripened Peaches or Nectarines, $1.99/lb
Red or Black Plums, $1.49/lb
Royal Gala or Fuji Apples, $1.49/lb
Asparagus, $2.49/lb
Idaho Potatoes, 5lb bag, $2.99
Florida Tangerines, 3lb bag, 2/$4
Broccoli, 2/$4
Rappini, $1.99 each
White Mushrooms, 12oz pkg., 2/$5
Tropicana Pure Premium Orange Juice, 59oz ctn., 2/$6
Sizzler Bouquet, $4.99

$3.00 off one Huggies Boxed Diapers, 48-156ct
$6.00 off two Enfamil Infant Formula, 22.2-23.4oz pkg.

New Essentials
Stouffer’s Entrees, Family Size 28-40oz box, $3.99
Minute Maid 100% Juice, 10pk. 6.75oz box (Excluding Orange Juice), $1.99
Zephyrhills Natural Spring Water, 3L bot., $0.89
Publix Frozen Vegetables, 12oz pkg., 10/$10
Kraft Macaroni & Cheese Dinner, 5.5-7.3oz box, $0.79
Publix Super Soft Bathroom Tissue, 4roll, $1.99
Chicken Leg Quarters, $0.69/lb
Baguettes, 8oz loaf, $1.49
Suave Naturals Shampoo or Conditioner, 22.5oz bot. (Excluding Kids), $0.99

Thanks to Slickdeals Publix Thread (GO HERE for more coupon matchups)