Thoughts On Employment

This article was published about a month ago, and I've also read various other sources about the same problem, finding a job when you're unemployed and older. The chances of finding another job in your field is slim to none, and you may be involuntarily unemployed the rest of your life. If this happens, are you ready for it? It's a long time until you qualify for social security, or your pension if you're lucky enough to have one, and there are penalties for withdrawing your retirement savings for many more years.
Its scary to think that perhaps the scoundrel Rick Scott actually has believers and may get voted in as new Governor of Florida. Life will suck if that happens, especially since I'm a civil servant of the State of Florida - the very group of employees that Rick Scott would love to minimize and eliminate from the world. If the wrong person gets in office and the legislature cuts government staffing, I may lose my job. And as an older worker approaching mid century vintage this is not cool. If I were one of the unemployed, would I get rehired? A growing trend is that companies only will consider employed people as candidates for their openings. I think I have a pretty good chance compared to other candidates even if my competition is younger. Here are a few ideas on how to keep yourself competitive in the job industry.
  • Stay Healthy - I mentioned how to stay healthy earlier and I believe that a healthy body and a healthy mind go hand in hand. If you keep yourself healthy and you "look" healthy, you'll be more attractive to employers. They may assume you are healthy if you look and act healthy. This means less medical expenses for insurance and less sick time and lack of productivity. If you smoke, don't let your employers know - don't waste time at work out by the smoking area.
  • Keep Up Technologically - one sure difference in our society with age groups is the use of technology. The younger crowd uses it. Most older people shy away from technology because they don't understand it. This is a key factor in your hiring potential - do you know how to operate a computer, can you figure out all the features on your cell phone, can you figure out how to scan and send a document on the copier at the office? Do you know how to use a lot of the features and programs on your computer - like all the Microsoft applications and email and the Internet? If you don't, you're not going to get the job because there are a ton of people who know that stuff.
  • Be Interesting - It seems to me a lot of younger people prefer to text or email rather than talk to friends. Social skills are lacking and this will hurt them in the workplace, this is where you can have the advantage. If you have manners, know etiquette, are polite and yet interesting to talk to, you will succeed in the interview. A person who "fits" and doesn't seem to have outward hangups or is opinionated and set in their ways will succeed at work and be easier to train. You can always be taught the job skills needed, but you can't expect to learn people skills on a job. Interviewers look for people skills.
  • Use Your Brain - I mean outside of work. Keep your critical thinking skills sharp by reading and writing, not just the newspaper either. Write a Blog. Do crossword puzzles or cryptoquips, or for me I calculate my coupon grocery shopping trips and organize my coupons. This is no easy feat as most of you know. Anyway, it helps to think on your feet, and do math in your head when you're shopping.
  • Face Reality and Change What's Wrong - If you are obese or ugly or stupid, you can change. You can lose weight, or use makeup and change your hairstyle, or start learning (or pretend you know what you don't) if you are stupid. No matter what your problem is, you can work on it. You may not want to face the fact that you're a bitch to get along with and that you hate minorities - but you need to. Reality is perception. If others perceive you to be offensive in some way they won't want you around. You may have no clue why you don't get any jobs after you've had interviews - and there is a reason. You need to find out what your problem is and deal with it.
  • Act Younger - if you do the things you liked to do when you were younger, you'll feel younger. One thing I do is ride my bicycle almost everyday. Its carefree and there's that sense of danger and riskiness being out on the road with all the crazy drivers. Its like being on a roller coaster ride at Busch Gardens - but its real life. Its fun and I love how it makes me feel high when I ride really hard and get all pumped up. You could also try wearing some clothing you liked when you were younger, some shoes or a new hairstyle. All these things will help you act younger and seem younger. It will make you smile.
So, that's my take on it. I hope any of you out there who are unemployed take all this thought with a grain of salt, I know every situation is different and we all have circumstances that are beyond our control. But, there is probably something you can do to improve your chances of getting a job. Just figure it out and do it.

Publix Health & Beauty Advantage Buy 10/16-11/5

It looks like its that time of the year again for Phazyme, Vivarin and Sominex for our moneymakers. There is a $2 off MQ in the 10-10 RP that stacks with the PQ to give some overage. I remember Phazyme being about $3.49 each, and the Vivarin and Sominex are about $2.99, so each gets you around a dollar of overage.
Publix coupons expiring 11/5/2010:
$2.00 Centrum or Caltrate any 60 ct. or larger
Free Schick Hydro shave gel WYB any men's Schick Hydro razor
$1.00 Listerine mouthwash 1 - 1.5 liter or any size whitening rinse
$3.00 Tylenol Precise 2.5 oz. cream or patch 3 ct.
Free Nexcare first aid tape or adhesive bandage WYB 1
$3.00 Zyrtec 14 ct. or larger or Zyrtec-D 12 ct. or larger
$3.00 chilren's Benadryl 4-8 oz., 10-18 ct. or children's Sudafed PE 4 oz.
$2.00 Robitussin 4-12 oz. or 10-20 ct. or Dimetapp 4-8 oz. or 20 ct.
$1.50 Breathe Right 10 ct. or larger
$2.00 any Preparation H product (excluding 10 ct. wipes)
$5.00 any 2 mix or match: Os-Cal, Citrucel, Ecotrin, Feosol, Geritol, Tagamet, Debrox, Vivarin, Gaviscon, Phazyme, Sominex, Gly-Oxide, or Contac
$3.00 Poise 30-72 ct. or Depend for Men or Women 14-48 ct.
Free Publix reuseable bag WYB GE Energy Smart 10W, 13W, 20W, or 26W soft white spiral CFL 1 pk.
$5.00 any Net 10 phone
$5.00 any DVD $12.99 and up
$1.00 any Rubbermaid food or beverage storage

Items in Flyer:

Sundown Naturals Vitamin D 100-300 ct, or 2 oz, Fish Oil, 60-200 ct, or CoQ-10 25-60 ct, 33% off
L'Oreal Men's Expert Eye Roller or Vita Lift Moisturizer, 6.99
L'Oreal Men's Expert Comfort Max Balm or Hydra Cleaner, 4.99
L'Oreal Healthy Look Hair Color, 6.99
Caress Body Wash, 15-18 oz, 3.49
Dove Men+Care Body Wash, 13.5 oz, 3.49
Infiniti by Conair You Curl Cone Styler or Pro Dryer, 29.99
Finesse Shampoo or Conditioner, 24 oz, 3.99
Finesse Mousse, Hair Spray, 7-8.5 oz, 1.99
Conair Hair Brushes, 1.00 off
Thicker Fuller Hair, DEP, L.A. Looks, got2b, or Zero Frizz Hair Care, 4-20 oz, 25% off
Listerine Whitening Strips, 56 ct, 14.99 (in select stores)
Listerine Whitening Pen, 1 ct, 9.99
L'Oreal Vive Pro, 13 oz, Vive Pro Glossy or Studio Styling, 1.7-8.5, 2.99
L'Oreal Kids Haircare, any 9 oz, 1.99
NeilMed Sinus Rinse Kit, includes 50 premixed packets, 8.79
Delsym Night Time Cold & Cough, or Multi-Symptom, any 4 oz, 7.99
Stridex Pads, 70-90 ct, 2.99
Kanka Softbrush, 3.99
Publix Dual Action 25 ct, (Compare to Pepcid Complete), 4.99
Blistex Lip Ointment, Deep Renewal, Simple Essentials, or Five Star, 1.39
Blistex Medicated Lip Balm, 0.15 oz, 0.99
SpinBrush Sonic Pro Clean, 1 ct, 12.99
SpinBrush Pro Clean or Pro Whitening, 1 ct, 6.49
Emergen-C Health & Energy Booster, 30 ct, (excluding Emergen-C Immune Defense and Joint Health 30 ct) 7.99
Elations Ready-to-Drink 6 pack, or Powder 7 packets, 6.99
Special K Meal Bars, 6 pack, 2/$10
Special K Snack Bars 6 pack, 2/$7
No Nonsense Knee Highs, 2 pair pack, 1.39
No Nonsense Support or Control Top, 1.99
Genesis Today Vitamin Chews, 30 ct, 8.49 (in select stores)
Hefty EZ Foil Bake & Broil Pans, select items, 0.99

Thanks to Slickdeals Publix Thread

Is Your Phone Number Posted on Facebook? Probably.

In an article by the guardian Uploads from iPhones using the Facebook app will push all your contacts onto Facebook's servers - where they'll be matched against any and everyone. Worried at all?
Facebook: contains more phone numbers than meet the eye
If you have a friend on Facebook who has used the iPhone app version to access the site, then it's very possible that your private phone numbers - and those of lots of your and their friends - are on the site.
The reason: Facebook's "Contact Sync" feature, which synchronises your friends' Facebook profile pictures with the contacts in your phone.
Except that it doesn't do that on your phone. Oh no. Because that would be wrong, to pull the photos down from Facebook and put them on your phone. That would breach Facebook's terms of service.
Instead, what Facebook's app does it that it imports all the names and phone numbers you have on your (smart)phone, uploads them to Facebook's Phonebook app (got a Facebook account? Here's your Phonebook).
Pause for a moment and go and look at it. Did you know those numbers? Did you collect them? Despite the reassuring phrase there - "Facebook Phonebook displays contacts you have imported from your phone, as well as your Facebook friends" - it's absolutely not true. I know because there are numbers there which I don't have. OK, perhaps the people who own them added them; but that's not clear either. So how did they get there? Because it only takes one person to upload another person's number, and the implication is that it's going to be shared around everywhere.
The implications are huge, and extremely worrying. All it takes is for someone's Facebook account to be hacked (perhaps via their phone being stolen) and lots of personal details are revealed.
Kurt von Moos, who first wrote about this earlier this year (since when Facebook has revised its privacy statement, but not altered what goes on in this way) says that there are a number of reasons to be concerned. As he puts it:
"1) Facebook doesn't warn users that they are uploading their phone's adress book to Facebook. In fact, because Facebook doesn't sync contact numbers or email addresses TO your phone, most users wrongly assume that Facebook Contact Sync only syncs user pictures. In reality though, they are pumping your address book, without your consent."
Facebook says you can remove your mobile contacts, but it's not clear that that will remove your mobile if someone else uploads it.
von Moos continues:
"2) Phone numbers are private and valuable. Most people who have entrusted you with their phone numbers assume you will keep them private and safe. If you were to ask your friends, family or co-workers if they are ok with you uploading their private phone numbers to be cross-referenced with other Facebook users, how many of them do you think would be ok with it?"
He also points to even more egregious problems: (a) can you be sure how Facebook, or its advertisers or partners or whatever it becomes down the line, will use that data? (b) why is it that Facebook takes all your mobile numbers, rather than matching names of contacts with names of friends? (c) sometimes, it gets the matches wrong - and incorrect (or faked) data that people have given to Facebook as their "contact" details (such as hotels or businesses) gets linked as being a "friend", or the lack of an international dialling prefix messes up the match, and means again that someone who you don't know is identified as a "friend" or contact.
von Moos concludes: "There are some contacts and phone numbers who's privacy I simply refuse to risk on the Web. Facebook has taken and continues to take liberties on behalf of their users. Their perception of privacy and their users perception of privacy is often very different. I don't think this is maliciousness on Facebook's part, but it does show me that Facebook is painfully out of touch with the needs and beliefs of their CORE users, who are still wary of the openness that a Web 2.0 lifestyle entails."
It's not clear whether the official Facebook for Android app does the same. We'd be interested to hear from you if you've noticed this with the app.
So - beware: Facebook quite probably has your details. More of them, in fact, than you might have thought.

An Icy Decision

Earlier this year we remodeled our kitchen by gutting it and getting new cabinets, counter tops and appliances. Except for the refrigerator. Being the frugal type, we decided to wait until the 2003 Kenmore side by side broke down before replacing it. Well, decision time is upon us, as the ice maker quit working this past weekend. We were being frugal in our decision to avoid replacing the water filter cartridge just because it was 6 months, so we usually wait until the water dispenser quits working or we notice less than fresh tasting water to replace the filter. Once it happened that the ice maker stopped working, and when we replaced the water filter it started working again. It was our hope that this was the case this time.
So we purchased a new filter from Amazon with some Swagbucks gift cards, and it arrived the next day. When we replaced it nothing happened. We waited 24 hours like it says in the owners manual, and still nothing happened. It looks like the ice maker problem is not due to the water filter - we've got bigger problems than that. As I was looking through the refrigerator documents, I found a receipt from 2004 where we had Sears come out and fix the ice maker under warranty. The labor and parts for the sensor module service visit were $235.
So now we have a few choices to get our ice now.
  • We can do nothing and just make ice using old fashioned ice trays. (NOT! I might do this for a temporary while but geez there is technology out there now!)
  • Attempt to research the problem using Google, buy the parts online and fix it ourselves. This is a fairly likely scenario from what little checking I've done and the cost of the parts should be about $60.
  • Call Sears to fix the problem with a service call. Not likely - means time off work and paying probably at least $300 toward an old fridge.
  • Get a new stainless steel fridge to match all the other new appliances. This may be a premature choice since refrigerators should last about 10 years. Ours is only 7 years old, there should be plenty of life left in it. However, the old one could become our stockpile and soda fridge, allowing us to get rid of the two other dorm size fridge and freezer we have.
  • Get a used stainless steel fridge from craigslist. I've seen used but practically new ss fridges for as little as $500 on craigslist. However, DH is still injured from the motorcycle collision, and can not possibly assist in moving an appliance. This choice would have to wait.
 Oh, the joys of living. If any of you have any ideas, I'd love to know how you'd handle this dilemma.

Publix Sneak Peek 10/7-10/13

Thanks to Slickdeals Publix thread for the Publix sneak peek, check the original source for updates and matchups.

Publix Deli Pre-Sliced Sweet Ham, 96% Fat Free, In the Deli, 12 oz package BOGO $5.99

Ball Park Meat Franks, or Turkey or Bun Size, 16 oz package (Excluding Beef and Angus) BOGO $2.99

DiGiorno Cheese, Assorted Varities, 5 or 6 oz cup, BOGO $4.49

Hidden Valley Ranch Dressing, or Farmhouse Originals, Assorted Varities, 16 oz Bottle (Excludes Organic Ranch) BOGO $3.45
Hellmann's Easy Out! Mayonnaise, Real or Light, 22 oz Bottle, BOGO $4.69

Lipton Tea, Iced Tea Brew Bags, Family Size, 24 ct Box, (Excludes Decaf) BOGO $2.65

Chef Boyardee Pasta, Assorted Varities, 14.5 to 15 oz Can (Excluding Big, Jumbo, Overstuffed and Whole Grain) BOGO $1.49

Powerade Ion 4 Sports Drink, or Powerade Artic Shatter or Powerade Zero, 32 oz Bottle BOGO $1.25

Swanson Broth, Assorted Varities, 32 oz Carton (Excludes Organic) BOGO $2.49

Hunt's 100% Natural Tomatoes, Assorted Varities, 14.5 oz can, BOGO $1.39

Post Cereal, Selects or Great Grains, 13 to 16 oz box or Trail Mix Crunch 17 oz box, BOGO $3.99

Quaker Cereal, Assorted Varities, Life, 21 oz, Cap'n Crunch, 20.7 to 22 oz or Squares 16 oz box, BOGO $4.49

Ronzoni Pasta, Selected Varities 12 to 16 oz box, Excluding Lasagna, Manicotti, Jumbo Shells and Fettuccini Florentine, BOGO $1.39

Classico Pasta Sauce, Assorted Varities, 8.1 to 24 oz jar, BOGO $2.69

Progresso Bread Crumbs. Assorted Varities, 15 oz cannister, BOGO $1.99

Propel Fitness Water. Assorted Varities, Vitamin Enhanced Beverage, 6-pack, 500 ml bottle, BOGO $3.99

Orville Redenbacher's Gourmet Popping Corn. 4.8 to 13 oz box or Poppycock, 8 to 8.5 oz bag, Assorted Varities, BOGO $2.75

Thomas' Bagels, Assorted Varities, 6-Count, 20 oz bag, BOGO $3.99

Planters Peanuts, Cocktail, Redskin Spanish, Lightly Salted or Honey Roasted, 12 to 12.5 oz can, BOGO $3.09

Entenmann's Donuts, Rich Frosted, Crumb Topped, Ultimate Chocolate Lovers Variety, Variety PAck or Frosted Devul's Food, 8-ct, 16 to 19 oz box, BOGO $4.49

Keebler Club Crackers, Assorted Varities, 11 to 16 oz box, BOGO $3.69

Dentyne or Trident Gum, Assorted Varities, 40 to 60 count bottle, BOGO $3.29

Nabisco Munch Packs, Or Variety Packs, or Single Tray Or Kraft Hany Snacks, Assorted Varities, 12 to 15 ct, 9.45 to 25.2 oz package, BOGO $5.99

Birds Eye Viola! Meal, Assorted Varities, 21 to 23 oz bag, BOGO $4.99

SeaPak Shrimp Co. Shrimp, or Salmon, Tilapia, Flounder or Crab Cakes, Assorted Varities, 8 to 28 oz box, BOGO $7.59

Luigi's Real Italian Ice, Assorted Varities, 6 Cups, 24 to 36 oz box, BOGO $2.99

Aunt Jemima Waffles, Assorted Varities, 10 count, 12.3 oz box, BOGO $2.29

Smart Balance Spread, Assorted Varities, 13 or 15 oz or 2 pack 7.5 oz tub, or Spray, 8 oz Bottle (Excluding Organic) BOGO $2.79

Athenos Crumbled Feta Cheese, Garlic & Herb, Traditional or Basil & Tomato or Reduced Fat, Traditional or Basil & Tomato 3.5 or 4 oz Package, BOGO $2.69

Right Guard Sport Antiperspirant & Deodorant, Assorted Varities, 2.8 or 3 oz package, BOGO $2.79

Resolve Spray 'n Wash Laundry Stain Remover, Regukar or Max, 12 or 22 ounce bottle or Power Stain Stick, 3 oz Stick, BOGO $2.99

Finish Automatic Dishwasher Detergent, Assorted Varities, 20 or 32 count Box, BOGO $6.99

Lysol Disinfectant Trigger Spray Cleaner, All Purpose 4 in 1, Lemon Breeze, Pacific Fresh Scent or With Bleach, 32 oz Bottle or Antibacterial Kitchen Citrus Scent, 22 oz Bottle, BOGO $2.69

Medium Shrimp Ring, Medium Cooked Shrimp and Cocktail Sauce, Shrimp, 12 oz Sauce 6 oz, 18 oz package, BOGO $11.99

The Essentails - Love To Shop Here. Love To Save Here.
Publix Premium Ice Cream, or Frozen Yogurt, Assorted Varities, Including Light and Homemade, half gallon carton, 2/$6
Totino's Crisp Crust Party Pizza, Assorted Varities, 9.8 to 10.9 oz box, 10/$10
Campbell's Chunky Soup, Assorted Varities, 18.6 to 19 oz can or 15.25 oz bowl, $1.29
Publix American Cheese Singles, 12 oz package, 2/$4
CapriSun Juice Drink Blend, or Lemonade or Roarin Waters, Assorted Varities, 10 pack, 6 oz package (Excluding 100% Juice 10 pack) $1.79
Peter Pan Peanut Butter, Creamy or Crunchy or Peanut and Natural Honey Spread Honey Roast, Creamy or Crunchy, 28 oz Jar, $2.69
Publix Deli Pre-Sliced Sweet Ham, 96% Fat Free, In the Deli, 12 oz package BOGO $5.99
Kellogg's Frosted Flakes Cereal, 14 ounce box, Limit 4, $1.99
Angel Soft Bathroom Tissue, Unscented Double Rolls, 4 roll package, $1.89

Key Lime Pie, $6.59
Chicago Hard Rolls 6 Count, $1.99
Whole Grain Muffins, 4 Count, $2.79
Multigrain Bread, 16 oz Loaf, $2.89
Mini Cake Donuts, 10 oz Package, $2.99

Boar's Head EverRoast Checken Roast, $7.19 lb
Boar's Head EverRoast Whole Sub, $5.99
Publix Deli Family Combo Meal, $9.99

Red Delicious or Royal Gala Apples, 1.29 lb
Tomatoes on The Vine, $2.49 lb
Sweet Onions, $1.29 lb
Eat Smart Vegetables. 10-12 oz Package 3/$5
Cantaloupes, 2/$4
Bartlett Pears, .99 lb
Tropicana Pure Premium Orange Juice, or Ruby Red Grapefruit, Assorted Varities, 100% Pure, 59 oz carton, 2/$6
Sunflower Bouquet, $8.99
Southern Vegetables, Green Beans, Egg Plant, or Yellow and Zucchini Squash, .99 lb
Baby Portabella Mushrooms, whole or sliced, 8 oz package, $1.69
Gold Potatoes, 5 lb bag, $2.99
California Red Seedless Grapes, $1.69 lb
Publix Salads, Assorted Varities, 5 to 12 oz bag 2/$4
Marie's Dressing, 11.5 or 12 oz package, 2/$4

Mega Swag Bucks Day!

It's Friday which means Mega Swag Bucks Day! One of the easiest ways I get Amazon Gift Cards is by doing my searchs on the internet using Swagbucks search bar. There are other great gift cards and swag you can choose if Amazon doesn't float your boat. If you are using Swagbucks as your search and win engine today you have increased chances of winning the Mega Swag Bucks denominations (100, 200, 500, 1000).
Do it now. Just sign up HERE.

Disney Epcot Food & Wine Festival

For all you peeps out there who participated in the Disney Give A Day, Get A Day volunteer promotion, and you've been saving your free passes for a special occasion, now is the time. Celebrating its 15th year, the 2010 Epcot International Food & Wine Festival will be held from October 1- November 14th.  Your Epcot admission is all that's needed to participate in this popular venue. Find the answers to all your questions HERE.
As with all Disney events, themed entertainment is part of the festivities. Visitors to the Food and Wine Festival can "Eat to the Beat!"
The following line-up of performers is scheduled for the 2010 "Eat to the Beat" Concert Series:
10/01 - 10/03 - Taylor Dayne
10/04 - 10/05 - Kool & The Gang
10/06 - 10/08 - Sugar Ray
10/09 - 10/10 - Taylor Hicks
10/11-  10/12 - Air Supply
10/13 - 10/15 - Sister Hazel
10/16 - 10/17 - Howard Jones
10/18 - 10/19 - Expose
10/20 - 10/21 - 38 Special

10/22 - 10/24 - Night Ranger
10/25 - 10/27 - Billy Ocean
10/28 - 10/31 - Starship starring Mickey Thomas
11/01 - 11/03 - Boyz II Men
11/04 - 11/05 - Roger Hodgson
11/06 - 11/07 - Jon Secada
11/08 - 11/09 - Hanson
11/10 - 11/11 - Rick Springfield
11/12 - 11/14 - Big Bad Voodoo Daddy
Performances are at 5:15, 6:30 and 7:45 at the America Gardens Theater.

Eat for Less Than $3 A Day

At the end of the month, since its the only payday of the month - I like to take a look back at things and assess. Additionally, since its the end of the 3rd quarter of the year, its also a good time to estimate expenses for the quarter or year, and what to expect coming up.
Today, I figured out that we spend an average of $2.81 a day each on food, me and DH (and the dog - her food and treats and toys are included in that too). We have spent $869 this year on household supplies, and groceries at the store. When you add our eating out at restaurants it brings the average per day to less than $3 each. Can you believe it? I thinks its pretty great. If I figured this month alone, it would be even lower, about $1.82 each. Here's how we do it
  1. Use coupons - I get 5 newspapers every Sunday and 3 other people at work bring me their coupons on Monday's. So with 8 coupons I can match up the sales with the coupon to save over 90% on all my grocery store purchases. I used to shop at Walmart and Target for household supplies but not in the last year. Publix can always beat those prices with BOGO sales, advantage buys and stacking manufacturer coupons with Publix store coupons.
  2. Stockpile - when there is a sale of products we use regularly, I use all my coupons and get at least 8 of the item. This usually lasts until another similar deal comes along (most sales rotate every quarter). I stockpile pasta, sauces, mixes, croutons, salad dressing, coffee, creamer, cereal, soda, condiments, paper supplies and dog food. If chicken goes on sale for less than $1.99 a lb, I'll stock up.
  3. Cook at home - a great way to minimize food expenses is to prepare your meals at home - breakfast, lunch and dinner! Using the products we stockpile, we can make plenty of food, enough for leftovers which brings me to the next tip.
  4. Eat leftovers - we usually have leftovers at least 2 nights a week which help minimize cooking time and expenses.
  5. Shop at produce stands or start a garden - we usually stop at a produce stand when we're out motorcycling in the countryside to get fresh, inexpensive vegetables for our salads and cooking. We do have a garden with our Earth boxes, but we've found that it costs more than it produces - so its really just for a hobby. But so far our boxes have nice large tomato plants, green peppers, green onions, cucumbers, celery, and yellow squash. The harvest will be about 2 months from now.
  6. Brew your own coffee - We both love our coffee every morning and it helps to brew our own. Coffee is something that is often available for a great deal when you watch for a BOGO sale. This is definitely something I'm always watching for to stockpile, you can never have enough in your stash. It would kill me to pay a high regular price for it. We also use flavored coffee and creamers so it tastes just like Starbucks. We occasionally get a Starbucks in the airport or when we travel, but we always use a free gift card for that.
  7. Bring your lunch to work - Bringing your lunch to work can save you $2000 a year. We make 10 salads every weekend and its easy and fast to pack a lunch with salad, yogurt and soda to eat at the office.
  8. Bring your snacks to work - Another way to cut expense is to bring your own snacks to work, avoiding the vending machines. Fresh fruit, granola bars, trail mix, cheese sticks and baked goods make great healthy snacks. Of course most of these can be purchased for a few pennies with coupons.
  9. Limit eating out at restaurants - we only eat out on Friday and Saturday nights at our favorite pub. Any other time is with a free gift card we get from AMEX reward points, or for a secret shop where the meal is reimbursed. When we go out for our usual weekend chicken wings we also pay with our own allowance, in cash. It's not considered a "house" expense.
  10. Eat & drink less - we don't starve ourselves, but we eat and drink only moderately. We can make a pizza last 2 meals, and we limit ourselve to one soda per day. Most of the restrictions we place on ourselves are to help maintain our healthy, active lifestyle - but it helps to stretch out your food supplies. We don't waste food and we are not gluttons. Its usually better to take a normal serving, and if we're still hungry then have seconds. We usually only eat when we're hungry, not necessarily when the clock says its a meal time. I don't eat anything after dinner, no night time snacks.
To be frugal and minimize expenses is a lifestyle, not a recipe to be followed for one week. Anyone can cut back expenses with very little effort. It just takes willpower to keep it up for a couple weeks to make it a habit.
Try it.

The #RAYS are Playoff Bound, Also Get 10 Strikeouts Free Pizza!

Wow, lots of greatness from the Tampa Bay #RAYS! First off they won the game tonight against Baltimore Orioles, And they got 10 Strikeouts which means more FREE PIZZA pizza from Papa Johns (print off your certificate at or bring your ticket stub to a KANES store near you), and they clinched a playoff berth! How exciting!
And just in time, the Rays are making 20,000 free tickets available to Wednesday night's regular-season home finale against the Orioles at Tropicana Field.
"You heard from a couple of our players about the crowd last night," said Rays team president Matt Silverman. "You can sense from that and other comments throughout the year that our players really thrive on the energy in the ballpark when it's full of our fans. We have a very good record in this ballpark on Saturday night concerts and other games where we're able to pack the place in." Game time is 7:10 p.m. ET. Tickets will be distributed at all gates beginning at 4:45 p.m on Wed 9/29. First Come First Serve, more details HERE

Publix Run

Things here in Frugalapolis have been kind of slow; I've been busy nursing my DH back to health after a motorcycle collision last Sunday where an unlicensed, uninsured driver ran a stop sign and collided with him. He broke his shoulder, and his feet and knees have lots of bruising, pain and soft tissue damage. The helmet did its job. So it is still a long journey back to pre-accident health. He's just barely able to walk now.
Anyway, I did manage to get him into the Publix store to be my shopping helper yesterday. The new Publix P&G coupons and the new P&G insert from 9-26 combine for a lot of moneymakers. I choose to use the overage for gift cards, so this is the week to stock up. Here's my plan for later today.
27-Sep 40   136.18 16.86 121.20 tax 2.34 66 -98.28%
Product qty price subtl -B1G1 -Q   total Q# Q details
glade oil refills 2ct BOGO 2 5.49 10.98 5.49 6.49 0.38 -0.62 3 BOGO MQ 9-26pg + 0.50/1 PQ
bounty 6 1.97 11.82   14.82 0.83 -2.17 7 free wyb 3 items+$3/5 P&G items PQ
swiffer starter kit 1 2.69 2.69   2.00 0.19 0.88 2 $1/1 MQ+$1/1 PQ
swiffer sweeper refill 1 4.99 4.99   5.99 0.35 -0.65 2 free refill wyb starter kit 9-26PG+$1/1PQ
Downy ball   1.39 0.00     0.00 0.00   $1/1 MQ+$1/1 PQ
swiffer dust shine spray 6 3.79 22.74 11.37 11.37 0.80 0.80 12 BOGO 9-26PG+$1/1PQ
Frebreeze candle RC 7 2.50 17.50   21.00 1.23 -2.28 14 $2/1 MQ 8-29pg+$1/1 PQ
Febreeze set check 7 3.29 23.03   30.03   -7.00 14 free set check wyb candle 9-26P&G+$1/1 PQ
Smart Balance milk 1/2 2 2.50 5.00   4.00   1.00 2 $2/1 MQ print
Sundown vit D 2 2.99 5.98   8.00   -2.02 3 $1/1MQ+$6/2 PQ
nyquil dayquil 5 1.29 6.45   12.50 0.45 -5.60 6 $1.50/1 MQ 8-29 PG+$3/5 PQ P&G items
$/$$ coupon   0.00 0.00   5.00   -5.00 1 $5/$25 competitor x10/7
Gift Card 1 25.00 25.00       25.00