Get Paid To Do What You Want

I think I've mentioned before that we have a busy October month ahead of us, and it just became a little busier since we signed up to work at Raymond James Stadium for the U2 concert coming up October 9th. One of the reasons we have a busy month ahead is because there are a lot of entertainment venues and events that we like to attend, and we are GETTING PAID to go. How, you many ask?
Years ago, we were given the opportunity to volunteer as ushers at the Outback Bowl in Tampa, and it meant we got to see the game for free. We thought it was a fun experience talking to Wisconsin Badger fans and enjoying the afternoon outside on a beautiful New Years Day in Tampa. We also talked to other staff there and found out that many were employed by Sentry Event Services and made about $8/hr to watch the football game. We also learned that Sentry did event staff and security for the concerts at the Ford Amphitheatre and Tropicana Field for baseball games. This was a great opportunity for us both to attend entertainment events, and get paid. Usually a show is about 5 or 6 hours of standing around, so about $48 each of us, so we bring home close to $100 for every event we work. We were hired in 2004 and have worked about 30-40 events each year since.
But, Sentry Events doesn't staff events at the St Pete Times Forum which hosts indoor concerts, hockey games, basketball games, the circus and skating shows like Disney on Ice. So we marched down there and applied so we also get paid to attend events we want there too. The pay isn't as good, but it still brings in $75 to $90 per evening, and the work is a lot simpler, since we are just guest services, rather than security staff.
So between the Forum and Sentry, we are both working 6 events this month that we would like to attend, and will bring home close to $500 rather than spending it on the ticket prices. Its a good gig if you are healthy and can stand for up to 6 hours and you enjoy being around crowded events and people. We've been working shows and sports events for over 5 years now and the savings in ticket prices and entertainment dollars is significant. If there is a show we really, really want to have fun at with drinking and partying, then we spring for a ticket. We have often purchased tickets for high demand shows knowing we can double or triple our money on Stub Hub selling the tickets, then we just sign up to work. If the tickets don't sell (which hasn't happened yet...) then we just would plan to attend rather than work a show.
So, if you're looking for a way to attend those football games, concerts, baseball games, contact your local venue and ask who does the staffing for guest services and security, its usually contracted out so its not necessarily the venue that employees you.

It's Not That Hard, Is It?

This weekend I passed along some coupons to a friend who had mentioned needing some razors. In fact, they use Schick Quattro and I  happened to have multiples of a $4 off MQ and a matching $4 off Target coupon, making the $7.94 razor free. I cautioned how they have to take these coupons and get the deal at Target since it is a Target coupon, and they would need to tell the cashier to do a "manual adjustment" since  there was a 0.06 overage that Target registers kick out. 
Well today I followed up with that person to find out if they got the free razors. He said they still seemed kind of expensive. I said how, they were free. Well, turns out they didn't go to Target, they went to some drugstore. Target was too far away, like a couple miles. Anyway, of course the drugstore wouldn't take the Target coupon! Duh. I'm sure the price was higher too. Oh but they took the $4 coupon.
I couldn't believe it. I try to help people understand couponing and show them matchups, do the deals first myself, so I can tell them what to expect, and they still either don't listen, think it doesn't matter where you go, or they just aren't that bright. It's not that hard is it? Are we all genius's who can figure out how to match up and stack coupons with store sales? I don't think it's that complicated, but it does take some practice and to start out with simple one item deals to make sure everything works out as planned.  But I wish I knew an easy way to share the coupon love, because I don't have the time to go shopping with everyone to train them in. I generally refuse to cut coupons for others too, since the ways I get them are accessible to all others.  They can print their own, and get extra inserts, and of course scan store aisles for blinkies and peelies and booklets.
So this friend wants me to teach a coupon class to a bunch of ladies in her neighborhood. I would love to do it and plan to do it. But since I need to figure out a way to simplify the process. I just hate to feel responsible for people who don't catch on, and they end up spending money they intended to save. There are many deals that I would never do if it weren't for the cheap cost with using coupons. Oh well, back to the drawing board on this one.

Are you ready for Tax Day?

Well its almost the end of the 3rd quarter of the year and this is a great time to assess your tax burden for the year 2009. If you are typical wage earner and have your taxes taken out of your paycheck, you can easily determine if you're going to have enough to have your taxes paid and maybe get a refund this year. We typically like to have less than a $1000 tax refund so more money goes into our pockets during the year, but I absolutely hate to pay additional taxes on April 15th.
The IRS has a nifty calculator that lets you calculate your tax burden and it takes into consideration several legislative events that occurred this year.
The American Recovery and Reinvestment Act of 2009, introduced several changes that affect this Withholding Calculator:
(1) The new Making Work Pay Credit:   The new withholding tables that employers should have implemented by April 1 have been incorporated into the calculator.
You should use this calculator to ensure that the reduced withholding will not result in having too little income tax withheld (possibly causing you to owe taxes next year) if:
  • You are an employee with two concurrent jobs,
  • You and your spouse both work, or
  • You can be claimed as a dependent on someone else's tax return (since you are not eligible for this credit).
(2) Pension income: Non-government pension income is not eligible for the Making Work Pay Credit, and the calculator now accounts for this. If you expect to receive a significant amount of pension income in 2009, you should use this calculator so that you can adjust your withholding appropriately for the second half of the year.
(3) Unemployment Compensation:  The first $2,400 of unemployment compensation an individual receives in 2009 is now tax free. The Withholding Calculator now accounts for this, so enter the full amount into the calculator.
Purpose of This Computer Program The purpose of this application is to help employees to ensure that they do not have too much or too little income tax withheld from their pay. It is not a replacement for Form W-4, but most people will find it more accurate and easier to use than the worksheets that accompany Form W-4. You may use the results of this program to help you complete a new Form W-4, which you will submit to your employer.
Tips For Using This Program
  • Have your most recent pay stubs handy.
  • Have your most recent income tax return handy.
  • Fill in all information that applies to your situation.
  • Estimate values if necessary, remembering that the results can only be as accurate as the input you provide.
  • Consult the information links embedded in the program whenever you have a question.
  • Print out the final screen that summarizes your input and the results, then use it to complete a new Form W-4 (if necessary), and keep it for your records.
Who Can Benefit From This Application?
  • Employees who would like to change their withholding to reduce their tax refund or their balance due;
  • Employees whose situations are only approximated by the worksheets on the paper W-4 (e.g., anyone with concurrent jobs, or couples in which both are employed; those entitled to file as Head of Household; and those with several children eligible for the Child Tax Credit);
  • Employees with non-wage income in excess of their adjustments and deductions, who would prefer to have tax on that income withheld from their paychecks rather than make periodic separate payments through the estimated tax procedures.
For Special Situations If your situation is among those listed below, you will probably achieve more accurate withholding by following the instructions in Publication 919, How Do I Adjust My Tax Withholding?

  • If you will be subject to alternative minimum tax, self-employment tax, or other taxes; or
  • If any of your current jobs will end before the end of the year.
NOTE: The information you provide is anonymous and will be used only for purposes of this calculation. It will not be shared, stored or used in any other way, nor can it be used to identify the individual who enters it. It will be discarded when you exit this program.
2009 IRS Tax Withholding Calculator

I'm not on Target

Yesterday since I was going to be travelling by a Super Target, I thought I would stop to get a few coupons deals that have been blogged about lately, especially ones that stack manufacturer coupons with the target store coupons you can get using the Target coupon generator at Hot Coupon World. I was especially excited about getting my dog some dog food, and also getting some Schick Quattro razors.
Well I stroll into the dog food aisle and see all these big wide open empty spaces, right where my dog food should be. The shelves are cleared out. I suspect they've been cleared out a while since someone had left their coupons there in the blank space. Kind of like they've been checking back and the item is never there. I had 3 different brands and items I wanted and they were all gone. What a wasted trip. I went over to the razor aisle and got my razors but then I had the checkout drama. I knew there was a 0.06 overage from stacking the 2 coupons per razor, so I bought a filler item to take up the overage. However, Target cash machines don't work that way, they just kick out the 2nd coupon because it exceeds the value. You have to have the cashier manually adjust each coupon to match the remaining value of the item. What a pain. Apparently, they're getting some new software and this won't be a problem soon. But the first cashier didn't see the problem. I told her my whole bag of items should be free except for my filler, so I didn't want to finalize the transaction yet. We called over the manager, who voided the whole thing and we did it at a different register.
Meanwhile, a line of people is behind me moaning about the delay. It was a rather unpleasant experience using coupons. This type of transaction is why I don't normally care to shop the deals at CVS, Walgreens and Target. There are two many complicating factors to getting the deals you think you can get. Sure, if you roll over your rewards or ECB's regularly and know to get fillers to get more items in your purchase than coupons, they will work. But its a hassle, and I stop to think before I even head out to these stores, do I really need that item? Many times I don't, or I can get it at Publix. I love that Publix is so coupon friendly, so I'll be getting my dog food there on my next trip.

Dannon Activia Class Action Lawsuit Settled

Dannon has just settled a large class action lawsuit concerning Activia Yogurt.
They have announced that a settlement has been reached in a class action lawsuit involving Dannon's Activia® and DanActive® yogurt products. The lawsuit alleges that Dannon falsely advertised the health benefits of its "probiotic" yogurt and dairy products. Activia® was sold nationwide beginning in February 2006. DanActive® was sold nationwide beginning in January 2007.
Under the proposed settlement, Dannon will create a $35 million fund to provide cash refunds to Class Members who timely submit a valid CLAIM FORM
Dannon has agreed to amend its labeling and claims of Activia and DanActive, making the scientific names of the so-called probiotics more visible; Dannon will also remove the word "immunity" from DanActive, said the LA Times. Currently, labeling for DanActive states it has "a positive effect on your digestive tract's immune system," reported the LA Times. That statement will be changed to state that DanActive will "interact with your digestive tract's immune system."
According to the LA Times, the refund will apply to consumers who purchased Activia and DanActive yogurts up to $100 per customer, citing court papers. Consumers will be required to complete a claim form, said the LA Times that will be accessible once the U.S. District Court for the Northern District of Ohio has approved the settlement.

Chinet coupons

HERE is link to get free chinet coupons

Publix Sneak Peek BOGO's 9/24-9/30

Publix Deli Southern Style Potato Salad, 16 oz container, save up to 2.49
Campbell's Select Harvest Soup, 18.6 to 18.8 oz can, (excluding bowls), save up to 2.39
Dole Fruit, Gel or Parfait Bowls, 4 pk, 4 or 4.3 oz cup, save up to 2.29
Joffrey's Coffee & Tea Company Coffee, 16 oz bag, save up to 9.99
Thomas' English Muffins The Original, Plain, 12 oz pkg, save up to 2.99
Quaker Oats Oatmeal, Quick-1 Minute or Old Fashioned, 18 oz tube, save up to 2.59
Aunt Jemima Syrup, 24 oz bottle, save up to 3.49
Aunt Jemima Pancake & Waffle Mix, 32 or 35 oz box, save up to 2.59
Post Honey Bunches of Oats Cereal, 13 to 18 oz box, or Just Bunches!, 17 oz box (excluding Family Size), save up to 3.99
Kellogg's Eggo Waffles or Special K, 9.9 to 12.6 oz box, save up to 1.99
Bantry Bay Mussels, 16 oz pkg, save up to 4.99
T. Marzetti's Dressing, 12 or 15 oz jar, save up to 3.99
Quaker Cereal Cap'N Crunch, 20.7 to 22 oz, Life, 21 oz or Squares, 16 oz box, save up to 4.49
Pillsbury Moist Supreme Cake Mix, 18.25 or 18.9 oz box, save up to 1.69
Ronzoni Pasta, 12 or 16 oz box, (excluding Lasagna, Manicotti, Jumbo Shells, or Florentine), save up to 1.39
Zatarain's New Orleans Style Mix, 5.2 to 8 oz box, save up to 1.99
Ocean Spray Juice Cocktail or Cranergy or Juice Drinks, 4 or 6 pk, 10 or 12 oz bot, save up to 3.99
La Famiglia DelGrosso Pasta Sauce, 26 oz jar, save up to 7.99
Powerade Sports Drink, Liquid Hydration + Energy, 8 pk, 20 oz bot, or 10 pk, 12 oz bot, save up to 6.79
Pompeian Extra Virgin Olive Oil, 32 oz bot, save up to 11.99
Carroll Shelby's Chili Kit Original Texas Brand: White Chicken or for Beef, Fix It Hot or Mild, 3 or 4 oz box, save up to 2.19
A.1. Steak Sauce, 10 oz bot, save up to 3.75
Mt. Olive Sweet Relish or Pickles, 16 oz jar, save up to 2.19
Quaker Quakes Rice Snacks, 3.03 to 4 oz bag, save up to 1.79
Orville Redenbacher's Popping Corn, Microwave, 6 or 10 pk, 12 to 19.8 oz box, save up to 4.89
Nature's Own Bread, all natural or organic 24 oz loaf, save up to 3.49
Reese's Peanut Butter Cups Miniatures or Hershey's Kisses, Miniatures, Nuggets or Hugs & Kisses, or York Peppermint Patties, Big Bag, 17 to 19.75 oz bag, save up to 5.49
Nabisco Ritz Crackers, 13.66 to 16 oz box, save up to 2.99
Keebler Fudge Shoppe Cookies or Wafers or E.L. Fudge, 8.5 to 15 oz pkg, save up to 3.49
Yoplait Yo-Plus or Yo-Plus Light Yogurt, 4 pk, 4 oz cup, save up to 2.50
Kozy Shack Pudding, 22 oz tub, save up to 2.89
Smart Balance Spread, 13 or 15 oz, or 2 pk, 7.5 oz tub, or Spray, 8 oz bot, save up to 2.59
PhillySwirl Frozen Treats, 17.5 to 24 oz pkg, save up to 2.99
New York Texas Toast 13.5 oz box, Olde World Ciabatta Cheese Rolls, 10 oz box, or Garlic & Parmesan Pizzeria Dip'N Sticks, 11.5 or 16 oz box, save up to 3.29
Kahiki Meals, 32 oz pkg, save up to 6.99
Smart Balance 50/50 Butter Blend Sticks: Omega-3, Original or Made with Extra Virgin Olive Oil, 16 oz box, save up to 3.49
Purina Tida Cats Cat Litter or Box Filler, 14 lb pkg, save up to 6.99
Spray 'n Wash Laundry Stain Remover Advanced or Max with Resolve Power, 12 or 22 oz bot, save up to 2.99
Fantastik Cleaner, 26 or 32 oz bot, save up to 2.99
Lysol Basin, Tub & Tile Cleaner Aerosol, 24 oz can, save up to 2.99
Right Guard Xtreme Anti-Perspirant & Deodorant, 2 to 4 oz pkg, save up to 3.99
Birds Eye Voila! Meal, 21 to 23 oz bag, save up to 4.99
Ore-Ida Steam n' Mash Potatoes, 24 oz pkg, save up to 3.99
Gorton's Fish, 18.2 to 24.5 oz pkg, surprisingly low price

Publix BOGO Sneak Peak 9/17-23

Publix Deli Old Fashioned Lemonade, 1 gal bottle, save up to 2.99
Nabisco Family Size Crackers, 12 to 16 oz box, save up to 4.49 (Wheat Thins and Triscuit are pictured)
Kraft Mayonnaise or Miracle Whip Dressing, 32 oz jar, save up to 3.99
Perdue Breaded Chicken Breast Nuggets or Chicken Tenders or Breaded Chicken Nuggets Fun Shapes, 12 oz pkg, save up to 4.39
Hebrew National Kosher All Beef Franks Original, Reduced Fat, 97% Fat Free, or Jumbo; or Knockwurst, 11 or 12 oz pkg, save up to 4.99
Tyson Chicken Patties, 26 oz pkg, save up to 6.59
Kraft Easy Mac Macaroni & Cheese Dinner Original, Extreme Cheese, Big Pack Original, or Animal Shapes, 12.05 or 12.9 oz box, save up to 3.39
Kellogg's Special K Cereal, 11.4 to 14 oz box, save up to 3.89
Post Cereal Fruity or Cocoa Pebbles, Honey-Comb or Alpha-Bits, 11 to 12.5 oz box, save up to 3.89
Quaker Chewy Granola Bars, 8.4 or 8.7 oz box, save up to 2.99
Quaker Instant Grits, 12 pk, 12 oz box, save up to 2.79
Betty Crocker Fruit Snacks or Sunkist, 4.5 to 9 oz box, save up to 2.59
Northland 100% Juice Blend, 64 oz bot, save up to 3.95
V8 Splash Beverage or Diet V8 Splash, Antioxidant Plus, 64 oz bot, save up to 3.11
Ken's Steak House Dressing or Lite Accents, 7 or 16 oz bottle (excluding 8 oz Salad Dressings), save up to 3.19
A.1. Steak House Marinade, 16 oz bot, save up to 2.89
Chatham House Croutons, 5 oz bag, save up to 1.49
Doritos Tortilla Chips, 11.75 to 14.5 oz bag, save up to 3.99
Planters Peanuts Dry Roasted or Cocktail Peanuts, 16 oz jar, save up to 3.19
Keebler Sandies Shortbread Cookies, 9.5 to 16 oz bag, save up to 3.99
Pepperidge Farm Swirl Bread, 16 oz loaf, save up to 3.59
Entenmann's Pop'ems Glazed Donuts, 16 oz box, save up to 3.99
LifeSavers Candy or Mints, 6.25 oz bag, or Pops, 4.2 oz bag, save up to 1.89
Arnold WholeGrains Bread, 24 oz loaf, save up to 3.69
Breyers Ice Cream, 48 oz carton, save up to 4.99
Weight Watchers Smart Ones Desserts, 4.58 to 6.6 oz pkg, save up to 2.00
Purina Beggin' Strips Dog Snacks Bacon Flavor or Cheese & Bacon Flavor, 10 oz pkg, save up to 4.99
Glade PlugIns Scented Oil Refills, 2 ct box, save up to 5.49
Glass Plus Glass & Multi-Surface Cleaner, 32 oz bot, save up to 2.49
Electrasol Finish Dishwasher Detergent, Powerball or Gelpacs, 32 ct box, or Quantum, 20 ct box, save up to 7.79
Hefty Everyday Plates, 130 ct pkg, save up to 4.99
Bausch & Lomb Renu Multi-Purpose Solution or MultiPlus No Rub, 12 oz bot, (33% more free on select pkgs, while available), save up to 8.99
Del Monte Fresh Cut Vegetables, 11 to 15.25 oz can, (excluding Specialty Vegetables and Asparagus), save up to 1.29
Del Monte Tomatoes, 14.5 oz can, save up to 1.39
College Inn Broth, 32 oz carton, save up to 2.79
from Hot Coupon World.

Is it Frugal or Cheap?

Another blogger recently wrote about this subject and I thought it fitting since we just spent a week travelling to visit family out of state, and there was mention of how "You're from the cheap side of the family". I prefer to believe that my lifestyle and money management behaviors are frugal, rather than cheap. Sure we live in an older home, but everything works as designed and besides it'll be paid for in three years, less time than a car loan. We travel more than anyone else in our families, and have more toys like motorcycles, a boat, swimming pool, tractor, trailers, power tools, hot tub, nice bicycles, and cars than most. All of these things are paid for too. To me, Frugal is getting the most for your money, Cheap is being frugal at the expense of others.  Using this definition, we are not cheap.
Recently on our trip up North, we asked our families if they could host a party for everyone to get together in one place rather than us making individual plans to see everyone. We sent envelopes of coupons and a check to cover BBQ expenses, and even paid for more stuff when we found out several more people would be attending. We left a thank you cards with more cash to cover the incidental expenses and hassle of having us stay and drink their coffee, break their furniture and mess up the place. We did not want the hosts to feel like we were cheap, and expected them to cover the costs of our visit. When we visit family, we rent our own car rather than borrowing one from someone, which we could - but that's cheap in my opinion. We wouldn't dream of staying at someones house and not offering or insisting on compensating them for the trouble. We also appreciate our neighbor watching our pet and home while we were away and give a generous gift card to let her know. To not do this is cheap.
We know people who stay at others houses and just because they are family, its okay to not offer up any thank you gift or cash. We also know people who travel and expect to be picked up at the airport by their friends or family, chauffered around town and delivered back - just because they are too cheap to rent a car.
It's cheap to eat at someone's house without providing for a part of the meal. Its cheap to drink all your hosts beverages without chipping in, or bringing your own.
It's cheap to eat at a restaurant and leave too small of a tip because you don't have change, even though the service was fine. It's cheap to bring your own lunch to work and use someone else's salad dressing or mayo, or worse yet to store your condiments or beverages in their small fridge so that they don't have room for all their stuff. Its cheap to go to a potluck lunch empty handed and yet eat all you want. Its cheap to split the bill at a restaurant when you ordered drinks and your friend ordered tap water to go with the meals. Get it? If saving your money doesn't cost anyone else their money - its frugal, not cheap.

Get your FREE wildlife calendar 2010

Free 2010 Calendar
Get on the list by September 15th and your free 2010 wildlife calendar will be in your hands in just a few weeks. Click the link above and use the secure email form (Your email and mailing information will be kept confidential and not shared) or give us call at (763) 253-0222, or fax us at (763) 560-9961. You can also write to us at: Wildlife Forever, 2700 Freeway Blvd #1000, Brooklyn Center MN 55430.
Hurry. You must be on the list by September 15th

9/13 Coupon Insert Preview

This Sunday, 9/13, you can expect up to 5 inserts!
(3) Smart Source
(2) Red Plum

Many areas will not get all of these, so as always remember to get the biggest paper available to you. 
SmartSource #1: General Mills

.25/1 Betty Crocker Box or Pouch Potatoes, excludes Potato Buds (exp 11/7)
.40/1 Betty Crocker Cookie Mix, 17.5oz+ (exp 11/7)
.50/2 Betty Crocker Fruit Shapes, Fruit by the Foot, Gushers, Roll-ups or Stickerz (exp 11/7)
.50/1 Betty Crocker Warm Delights Bowls or Mini Bowls (exp 11/7)
.50/1 Chex Mix Bars box (11/7)
.50/2 Chex Mix or Chex 100 Calorie Snack, 4.5oz+ (exp 11/7)
.40/1 Fiber One Chewy Bars box (11/7)
$1/3 General Mills Cereals, huge list (exp 10/24)
.75/3 Hamburger Helper, Tuna, or Chicken Meals (exp 11/7)
.40/1 Nature Valley Granola Bars box (exp 11/7)
$1 off NatureValley Granola Nut Clusters (exp 11/7)
.50/2 Pillsbury Crescent Dinner Rolls (exp 12/5)
.40/2 Pillsbury Italian Meal Breads, Loaves, Breadsticks, Dinner Rolls, or Pizza Crust (exp 12/5)
$1/3 Pillsbury Refrigerated Cookie Dough - $1.00 off any 3 (exp 12/5)
.35/1 Pillsbury Refrigerated Pizza Crust (exp 12/5)
.55/1 Pillsbury Savorings Bread Bowl Bites (exp 12/5)
.55/1 Pillsbury Savorings product (exp 12/5)
$1 off Pillsbury Simply Refrigerated Cookie Dough (exp 12/5)
.55/1 Pillsbury Special Edition Cinnabon Cookie (exp 12/5)
.50/2 Pillsbury Sweet Rolls or Grands! Sweet Rolls (exp 12/5)
.55/2 Pillsbury Toaster Strudel Pastries (exp 12/5)
.25/1 Progresso High Fiber Soup (exp 11/7)
$1/4 Progresso Soups  (exp 11/7)
$1 off Romano's Macaroni Grill Restaurant Favorites Dinner Kit (exp 11/7)
.50/2 Totino's Crisp Crust Party Pizza Products (exp 12/5)
.40/2 Totino's Rolls Snacks (exp 12/5)
$1 off Wanchai Ferry Dinner Kit (exp 11/7)
$2 off Wanchai Ferry Frozen Entrée (exp 11/7)
$1 off Yoplait Delights Yogurt Multipack (exp 11/7)
$1 off Yoplait Fiber One Yogurt Multipacks (exp 11/7)
.75/2 Yoplait Go-Gurt Yogurt, any flavor (exp 11/7)
$1 off YoPlus or YoPlus Light Yogurt 4pk (exp 11/7)
.40/6 Yoplait Yogurt Cups, Whips! or Smoothies (exp 11/7) 2 coupons
*Switch to YoPlus for FREE – more information at

SmartSource #2: Diabetes Smart

.50/1 Birds Eye or Steamfresh bag (exp 10/24)
.50/1 Birds Eye Steamfresh Lightly Sauced Vegetables and Pasta bag (exp 10/24)
$1.50 Birds Eye Steamfresh Meal bag (exp 10/24)
.75/1 Blue Diamond Whole Natural Almonds 100 cal 7ct, or Whole Natural Almonds 6oz can (exp 12/31)
.55/1 Blue Diamond Almond Breeze Almondmilk (exp 12/31)
.75/1 Breyers Swirled Lowfat Yogurt Disney Multipack (exp 12/6)
$1/2 Breyers YoCrunch Multipack (exp 12/6)
.50/1 Breyers Yogurt Inspirations Lowfat Yogurt 4pk (exp 12/6)
.40/4 Campbell's Condensed Chicken Noodle or Tomato Soups (exp 12/15)
.40/2 Campbell's Condensed Soups, (exp 12/15)
.50/2 Campbell's Select Harvest Soups (exp 10/25)
$1 off Dole Fruit Bowls in Sugar Free Gel (exp 11/30)
.50/1 French's French Fried Onions, 6oz (exp 10/25)
$1/2 Glade Plugins Scented Gel Refill Packs (exp 10/24)
B1G1 Glade Plugins Scented Gel Warmer (exp 10/24)
Free Hill's Science Diet Feline 5.5oz canned Food wyb Hill's Science Diet Feline Dry Cat Food (exp 10/31)
B2G1 Hill's Science Diet Feline Canned Cat Food, 5.5oz (exp 10/31)
$1 off Hormel Refrigerated Entrée (exp 11/30)
$1/2 Johnsonville Brats or Italian Sausage, 19.76oz (exp 10/31)
.55/1 Johnsonville Smoked or Cooked Sausage (exp 10/31)
.50/1 Lysol All Purpose Cleaner Pourable (exp 10/12)
.50/1 Lysol All Purpose Cleaner Trigger or Plus Bleach (exp 10/12)
.50/1 Lysol Antibacterial Kitchen Cleaner (exp 10/12)
.50/1 Lysol Bathroom Cleaner or Mildew Remover (exp 10/12)
$1/2 Lysol Disinfecting Wipes (exp 10/12)
.75/1 Lysol Power Toilet Bowl Cleaner with Lime & Rust Removers (exp 10/12)
$5 off Nature's Best Dry Dog or Cat Food, any size bag (exp 12/31)
.50/2 Nissin Chow Mein or Chow Noodles (exp 12/31)
$2 off Pert Plus 25.4oz Family Size (exp 10/31)
$1 off Pert Plus or Pert Plus for Men, 12oz+ (exp 10/31)
$1 off Resolve Deep Clean Powder (exp 10/25)
$1 off Resolve Product (exp 10/25)
$1/2 Rubbermaid TakeAlongs (exp 11/15)
.50/1 Spray 'n Wash product (exp 10/25)
.50/2 Swanson White Premium Chunk Chicken Breast (exp 11/15)
$1/2 V8 Splash or Smoothie, includes Diet) (exp 10/25)
$1.50 Wholly Guacamole Product (exp 9/30)

SmartSource #3

$4 off Air Wick Freshmatic Compact i-Motion Starter Kit (exp 10/25)
$6 off Air Wick Freshmatic Ultra i-Motion Starter Kit (exp 10/25)
$4 off Air Wick Scented Oil i-Motion Starter Kit (exp 10/25)
$1 off Airborne product (exp 11/02)
$1/2 Arm & Hammer Laundry product (exp 11/15)
$1 off Arm & Hammer Total 2-in-1 Moist Dryer Cloths (exp 11/15)
B1G1 Better than Ears 9pk, Guilt-Free Treats 8oz, or Nut-tastics 10oz (exp 12/13)
.40/1 Betty Crocker Pouch Potatoes (exp 11/7)
.55/1 Bumble Bee Premium Tuna Pouches, 2.5 or 5oz (exp 12/31)
$1 off Bumble Bee Prime Fillet Pouch, 4oz (exp 12/31)
$1 off Bumble Bee Sensations Seasoned Tuna Medley Bowl, 5oz (exp 12/31)
$2 off Claritin Non-Drowsy Children's, 4oz syrup or 10ct+ (exp 10/11)
$6 off Claritin Non-Drowsy Liqui-Gels only, 24ct+ (exp 9/20)
$4 off Claritin Non-Drowsy or Claritin-D, 15ct+ (exp 10/11)
$1 off Colgate Total Enamel, Advanced Whitening, Clean, or Fresh Toothpaste only, 4oz+ (exp 10/3)
$2/2 Crystal Light Drink Mix Products (exp 10/10)
$1/10 Dannon 6oz Single-Serve Cups Yogurt (exp 12/13)
$1 off Depend Guard for Men (exp 11/01)
$1 off Depend product (exp 11/01)
$2 off Discover Card Members - any purchase at any where store coupons are accepted (exp 10/31)
$1 off Dreamfields Pasta Angel Hair or any variety of pasta box (exp 11/30)
$1 off Dulcolax laxative Tablets or Suppositories (exp 12/31)
$1 off Dulcolax Stool Softener (exp 12/31)
.55/1 Duncan Hines 100% Whole Grain Muffins box mix (exp 1/31/10)
$1 off EAS Product (exp 11/15)
.50/1 Egg-land's Best Cage Free or Organic Dozen Eggs (exp 12/31)
.35/1 Egg-land's Best Eggs (exp 12/31)
.35/1 Egg-land's Best Hard-Cooked & Peeled Eggs (exp 12/31)
$1 off Ensure 6-pack Shake (exp 11/15) *limit one coupon per transaction
$1 off Freschetta Naturally Rising, PizzAmore, Brick Oven, or Flatbread Pizza (exp 11/15)
Free Freshpet Select Homestyle product (exp 12/31)
.75/1 Garnier Fructis Shampoo, Conditioner, or Treatment (exp 10/15)
.75/1 Garnier Fructis Style product (exp 10/15)
$2 off Garnier Nutrisse Shade or Multi-Lights Kit (exp 10/15)
$1 off Garnier Nutritioniste Cleanser or Moisturizer (exp 12/15)
$1.50 Glucerna Product (exp 11/15) *limit one coupon per transaction
.40/1 Gorton's seafood item (exp 11/22)
$1 off Grande Tortilla Chips (exp 12/31)
.50/2 Green Giant Frozen Vegetables (exp 11/7)
.50/1 GreenGiant Valley Fresh Steamers frozen vegetables (exp 11/7)
$1 off Hershey's Kisses Brand Chocolates, 10oz+ (exp 11/30)
.55/1 Mentos Gum (exp 12/31)
$1 off MidNite or MidNite PM (exp 6/30/10)
$1 off Nature's Bounty Vitamins and Supplements (exp 10/28)
$2 off Nature's Bounty Your Life Men's or Women's Multi (exp 10/28)
$1 off Nature's Source Natural Cleaner (exp 11/7)
.75/2 Ortega products (exp 11/30)
$1 off Ortho Kill & Contain Mouse Trap or any Home Defense Max rodent product (exp 10/31)
$2 off PanOxyl Product (exp 12/31)
$1.50/2 Poise Pads (exp 10/25)
$1.50/2 Poise Pantiliners (exp 10/25)
.30/1 Reynold's Wrap Aluminum Foil, 30 sq. ft (exp 10/11)
.75/1 Reynold's Wrap Aluminum Foil, (excludes 20,25, and 30 sq.ft.) (exp 10/11)
$1 off Schick Disposable Razor Package (exp 10/25)
$1 off Scott Naturals Bath Tissue 4+ rolls (exp 10/25)
$1 off Scott Naturals Paper Towels 6+ rolls (exp 10/25)
.55/1 Shout Laundry product (exp 11/7)
.75/1 Silk Soymilk Half Gallon (exp 10/31)
$1 off Soft Scrub Scrubby Pads (exp 10/31)
$1 off Spot Shots Instant Carpet Stain & Odor Eliminator product (exp 12/31)
.75/1 Sweet Sue Chicken & Dumplings (exp 12/31)
.75/1 Sweet Sue Poultry product (exp 12/31)
$1 off Schick Quattro Disposable Razors (exp 10/25) *Target coupon
.75/1 Tyson 17oz Heat-and-Eat Entrée (exp 12/12)
.55/1 Tyson Refrigerated Chicken or Steak Strips product (exp 12/12)
$1/2 Ziploc Brand Bags (exp 11/7)
.40/2 Ziploc Brand Bags (exp 11/7)
$1.50/2 Ziploc Brand Containers  (exp 11/7)
.55/1 Ziploc Brand Containers  (exp 11/7)
.55/1 ZonePerfect Single Bar or Multi-count Box  (exp 11/15)

RedPlum #1

.50/1 Angel Soft 4-double roll + (exp 12/31)
$2/2 Aussie hair care (exp 10/31)
$2 off Caribou Coffee 12 oz (exp 12/31)
$1/2 Combos Snacks Bags (exp 11/15)
.75/1 Crisco Olive Oil  (exp 12/31)
$6 off Flex-a-min Joint Care any (exp 10/27)
$1 off Herbal Essences Shampoo, Conditioner, Styler, or Haircolor (exp 10/31/0)
$1 off Imodium any product (12/29)
.55/1 Kellogg's Pop-Tarts (exp 11/8)
$1 off Olay facial Moisturizer or Facial Cleanser (exp 10/31)
B1G1 Oral-B Pulsar Manual Toothbrush single pack (exp 10/31)
$1 off Pantene Expressions or Restoratives  (exp 10/31)
$1 off Pedigree Good Bites Treats for Dogs (exp 11/08)
$4 off Scotch Fur Fighter any (exp 12/31)
$1 off Scotch Hair or Lint Removal Product (exp 12/31)
.50/3 Scotties boxes or 1 multipack (exp 12/31)
$1/2 Smart Balance Buttery Spreads (exp 10/11)
$1.50 Smart Balance Butter Blend Sticks (exp 10/11)
.55/2 Smuckers Jams or Jellies any (exp 12/31)
$1 off Sparkle Paper Towels 2-giant roll + (exp 12/31)
$1 off Temptations Cat Treats (exp 10/24)
$1 off Tropicana Trop50 59 oz (exp 11/15)
$1 off Tylenol Cold, Sore Throat, or Severe (exp 12/31)
$1 off Tylenol Extra Strength (exp 12/31)
$1 off Tylenol Plus Children's (exp 12/31)
$1 off Tylenol Sinus any (exp 12/31)
$3/2 Tylenol Sinus, Cold, Cough or Allergy  (exp 12/31)
$1 off Whiskas Dr Cat Food 2.7 lb + (exp 11/08)
$1 off Whiskas Multipack Cat Food (exp 11/08)
$4 off Zyrtec Itchy Dry Drops 0.17 fl oz (exp 12/6)
$2.50 Zyrtec 14 ct + (exp 12/6)
$4 off Zyrtec 30 ct + (exp 12/6)

RedPlum #2

$1 off Advil PM 16 ct + (exp 10/31)
$1 off Advil Cold & Sinus or Allergy Sinus (exp 11/30)
$1 off Country Crock Side Dishes (exp 11/8)
$1.50/2 Degree Absolute, Clinical Protection, Fine Fragrance or Ultra Clear (exp 12/6)
$1/2 Degree Deodorant (exp 12/6)
B1G1 Fancy Feast Appetizers  (exp 12/31)
$1/6 Fancy Feast Elegant Medleys  (exp 12/31)
.50/1 Hot Pockets (exp 12/06)
$1/3 Lean Cuisine Entrees (exp 12/31)
.50/1 Nescafe Tasters Choice stick pack carton, 20 ct + (exp 12/31)
$1 off Nestle Toll House Refrigerated Cookie Dough (exp 11/1)
.50/1 Nestle Toll House Morsels any (exp 11/1)
$1 off Purina Carvers Dog Snacks  (exp 12/31)
B1G1 Purina Friskies Selects (exp 12/31)
$1.50 Purina Naturals Cat Chow or Healthful Life 3 lb +  (exp 11/13)
$3 off Purina One Dry Dog or Cat Food any size or variety (exp 10/13)
B1G1 Purina One 13 oz can Wholesome Entrée Dog Food (exp 10/13)
.75/2 Ragu any (exp 11/08)
.55/1 State Fair any (exp 11/15)
B2G1 Suave Body Washes (exp 12/6)
.75/1 Suave Body Lotion 18 oz + (exp 12/6)

Parade Magazine

.75/1 Hormel Compleats Microwave Meal, any (exp 11/22)

Its a Race Thing

I can't believe all the hub bub about the upcoming speech by the POTUS (figure it out) to school children of America. The Pres just wants to let kids know that education is important and so are they. What's the big deal, let them listen to a few minutes of a speech especially for them. Hey, we all gathered in the conference room to watch the inauguration didn't we?? Didn't you? NO? Oh, well then just move on in your thoughts and activities for the day. But whew - the internet is hot today on this topic to occur on the next business day to come upon us (Next Tuesday, 11 am CST) and the sentiment is that its inappropriate, and the Minnesota Gov. Pawlenty believes its "uninvited" in this interview, and the schools in "the South" are requiring teachers to review it prior to showing it to students to judge whether the content is valuable. Jeez. I think no matter what anyone says, it's a race thing. Get over it. He's the Pres, don't you think he's probably figured out how to have his speech writers develop appropriate content?

Web CEO is a SEO Champion - Free Software Download

This new version of Web CEO found here introduces many functions to improve SEO workflow and meets so many of the expectations of our users that they can call it 'User Choice'. In Web CEO 8.0, you can enjoy the new Advanced Position History report giving the most complete idea of your Search Engine Positioning history for all keywords in all search engines. The Keyword tool has been completely updated and now it provides the most reliable data for keyword research. The updated Partner Finder tool will notify you if your link partners' pages are dropped by a major search engine. Good news for those who are involved in the blogosphere – you can promote your blogs in Blog Search Engines and Directories and get registered with Blog Communities with the help of our Submission tool.

The Downfall of An Impressive CV

A stunning story in the Toronto Star has me thinking about my choice to commute by bicycle on a daily basis. Apparently, this well provided for gentleman got in a tussle with a cyclist and dragged him down the street like a gangster movie. Now his impressive background is all for naught as he is charged with some pretty serious crimes since the bicyclist died (see picture above of cyclist).
Reminds me to follow the motto on my new bumper sticker WAG MORE, bark less

September is National Preparedness Month

September is National Preparedness Month, and this is to remind citizens that they can take steps to be prepared if there's a disaster. It's important to make a kit, make a plan, and stay informed. A survival kit includes basics like fresh water and food for up to three days, blankets, matches, battery-operated radios and lights. Checklists on what to include can be found on here
When preparing for a possible emergency situation, it's best to think first about the basics of survival:
fresh water, food, clean air and warmth.

Recommended Items to Include in a Basic Emergency Supply Kit:

  • Water, one gallon of water per person per day for at least three days, for drinking and sanitation
  • Food, at least a three-day supply of non-perishable food
  • Battery-powered or hand crank radio and a NOAA Weather Radio with tone alert and extra batteries for both
  • Flashlight and extra batteries
  • First aid kit
  • Whistle to signal for help
  • Dust mask, to help filter contaminated air and plastic sheeting and duct tape to shelter-in-place
  • Moist towelettes, garbage bags and plastic ties for personal sanitation
  • Wrench or pliers to turn off utilities
  • Can opener for food (if kit contains canned food)
  • Local maps
  • Cell phone with chargers

Additional Items to Consider Adding to an Emergency Supply Kit:

  • Prescription medications and glasses
  • Infant formula and diapers
  • Pet food and extra water for your pet
  • Important family documents such as copies of insurance policies, identification and bank account records in a waterproof, portable container
  • Cash or traveler's checks and change
  • Emergency reference material such as a first aid book or information from
  • Sleeping bag or warm blanket for each person. Consider additional bedding if you live in a cold-weather climate.
  • Complete change of clothing including a long sleeved shirt, long pants and sturdy shoes. Consider additional clothing if you live in a cold-weather climate.
  • Household chlorine bleach and medicine dropper – When diluted nine parts water to one part bleach, bleach can be used as a disinfectant. Or in an emergency, you can use it to treat water by using 16 drops of regular household liquid bleach per gallon of water. Do not use scented, color safe or bleaches with added cleaners.
  • Fire Extinguisher
  • Matches in a waterproof container
  • Feminine supplies and personal hygiene items
  • Mess kits, paper cups, plates and plastic utensils, paper towels
  • Paper and pencil
  • Books, games, puzzles or other activities for children

Economic Troubles Encourage Coupon Savings Habit

Promotion Marketing Association Coupon Council Reports an Increase in Coupon Activity in 2009, Anticipates Long-term Savings Trend

NEW YORK, Sept. 1 /PRNewswire/ -- Since the financial crisis deepened a year ago, coupon use has been on the rise. Marketers made substantially more coupons available to encourage consumer purchases, and shoppers responded by increasing their coupon use by approximately 20 percent during the first half of 2009.
That double digit growth in coupon use started during the fourth quarter of 2008 and coupon redemption has continued to rise ever since.
"Coupons are even more influential in consumer purchasing decisions today due to the economic downturn as shoppers realize it's the smart thing to do," says Charles Brown, Co-Chair of the PMA Coupon Council. "Both manufacturers and retailers are promoting at a greater pace to appeal to consumers who are seeking deals to stretch their budget and changing their spending habits in ways that are expected to continue permanently, even when the economy recovers."
PMA Coupon Council Co-Chair Matthew Tilley adds, "Given the new frugality of American households brought on by the current economic hardship, the interest in finding new and additional ways to save is expected to continue. Coupons are a perfect fit as a convenient way to save a good deal of money without a lot of effort. That's something everyone likes to do, in good times and bad."
Coupon Statistics
* $3 billion of savings were achieved by consumers using packaged goods coupons last year.
* More than $400 billion of packaged goods coupons are offered annually.
* The average value offered per coupon is approximately $1.35.
* 94 percent of the overall population report that they have used coupons when shopping (for grocery, household and healthcare items), an increase of 5 share points. 
* 89 percent of the overall population report that they have prepared a shopping list using coupons, up from 78 percent who said they did so a year ago. 
September is National Coupon Month, which is sponsored by the PMA Coupon Council. That makes September a great time for shoppers to refine their coupon saving skills by better organizing the coupons they receive, clip, or download to maximize their share of the $400 billion dollars of discounts available annually in the U.S.
"Once someone creates a coupon habit, they can achieve a lifetime of savings," said Brown. "The typical family can easily save $1,000 annually by spending just 20 minutes a week seeking, clipping and organizing their coupons. If you do that every year for the next 30 or 40 years, that's $30,000 or $40,000 at today's value of money. Imagine how you can stretch your budget over time by routinely using coupons when shopping."
"Organization is key," said Tilley. "Many shoppers sort coupons by category and keep their coupons in a file or envelope. But no matter how you organize your coupons the point is to be sure you take them with you to the store. When it becomes part of your shopping routine, the savings can be enormous."
For more information about coupon usage, coupon clipping tips and more, please visit
About the PMA Coupon Council
Founded in 1994, the PMA Coupon Council is an advocacy group for coupons within the Promotion Marketing Association. The group focuses on providing education on, and promoting the use of, couponing among manufacturers, retailers and consumers. Coupon research is conducted by Coupon Council member companies, Inmar and NCH Marketing Services.
About the PMA
Established in 1911, the Promotion Marketing Association, Inc (PMA) is the premier not for profit organization and resource for research, education and collaboration for marketing professionals. Representing the over $1 trillion integrated marketing industry, the organization is comprised of Fortune 500 companies, top marketing agencies, law firms, retailers, service suppliers and academia, representing thousands of brands worldwide. Championing the highest standards of excellence and recognition in the promotion and integrated marketing industry globally, PMA's objective is to foster a better understanding of promotion and integrated marketing and its role in the overall marketing process. The PMA is headquartered in New York City with its affiliate, the PMA Educational Foundation, Inc.
SOURCE Promotion Marketing Association Coupon Council

The Accompanied Minor

Many years ago we moved out of state, across the country from our families, and my husbands child from a previous marriage. When we moved, his child was 9 years old and had never been on a airplane. The first experience was for visitation at Easter break and the child was boarded on a direct flight from Minnesota to Florida. Back then, the whole unaccompanied minor situation was not so common, but it was common enough that the airlines accomodated worrying parents by escorting children from the gate into the airplane, and then from the airplane to the gate for pickup by the other parent. Remember, back in the day when you could actually sit and wait with someone until their plane came in? Anyway, there were no extra charges or fees for this service, or even any forms to sign.
We did this for many years for spring, summer and winter break without any troubles. But times have changed and they will never go back to the good old days. These days to send a child across the country on an airplane unaccompanied costs a few bucks. I'm not sure how much, since I don't do it anymore.
Today a woman at work was there earlier than usual (which is early!) and she mentioned it was because she had to take her husband to the airport. I inquired where this retired gentleman was off to now, and she said he was flying with their grandson (who is 10) back to Newark, and then flying back. Tonight. Yes, he is flying to escort their grandson up North, and then immediately turning around and flying back to Florida. I couldn't believe it. What a way to not be frugal. Granted its not the same as it was fifteen or twenty years ago, but airlines do offer escort services for children for a fee and I'm thinking its pretty safe. The lady at work wouldn't even hear of doing that, what if her grandson ran into some turbulence and got scared? I asked if he's like that, scared of things. She said no, but she just wants the peace of mind. Apparently, her husband agrees with her too, since he's the one spending ALL DAY in an airplane, even transfering in Baltimore for a layover. I didn't ask how much his plane ticket was, but it was regular price she said.
Just another example of how hard it is to be frugal when you're a worry wart.