Another Craigslist Success Story

You never really know how is going to work, whether you'll sell your item fast or slow - but it sure is great when it works. Last week, we listed our fishing boat on Craigslist and it sold this weekend. Now, this was not some cheap floating tin cup, it was a 2005 all fiberglass hull center console Proline with a nice Suzuki motor that was quieter than our Camry. It was expensive, so that limited our buyer field, but there are people out there with disposable income that they want to spend on toys. Lucky for us, we got our asking price.
That was our problem, we bought the boat three years ago planning all sorts of water adventures and travels. But then gas prices started climbing close to the four dollar range (like they are now!), and we started looking at getting a scooter or something for DH to commute. Well, he wasn't going to go for that - he wanted a full fledged motorcycle. So we got our licenses and bought motorcyles that summer. Well, you guessed it, we love it. Any weekend that is nice for motorcycling, is also nice for boating - but we more often than not went motorcycling. So that nice boat sat on the trailer in our yard and hardly got used. We only put 60 hours on it in 3 years, which is pretty pathetic if you ask me.
We decided to see if we could get our money out of it and put it up for sale. We didn't need to sell it, but we'd put it out there. A while ago I posted these Craigslist Tips to sell stuff fast and they really work. One of the unknown factors that probably helped us this time, was that it is boat show season in Tampa. There was a boat show last weekend at the Fairgrounds, and now this coming weekend at the Tropicana Field in St Pete. Seeing the price of new boats and comparing it to ours, was a good deal for the buyers. Plus the warm weather gets everyone wanting to get out and play. Anyway, the boat sold for only $500 less than we paid over three years ago, so it was not a bad deal. One important tip when you are purchasing large items (boats, cars, houses) is to make money buying it, because you can't plan on making money selling it. If you buy it right, you can have it for a while and sell it for the same price, not costing you much. We were able to sell it for over blue book value as determined by
One thing we did though, I would never recommend. We took a check from the buyers. But we're really the ones holding the cards so to speak. We still have the boat and the title in our possession while they ready their property for storing the boat. We're keeping it another week and the check has time to clear. After it has posted to our bank account, we'll let them come get it and complete the paperwork. We really would have preferred they just give us a small deposit of a few hundred dollars to hold it for them, and then get the remainder in cash - but they agreed to pay in advance the whole amount.
So, we're hoping that check doesn't bounce.

Publix Sneak Peek weekly Ad 3/10-3/16/11

Kellogg's Raisin Bran Cereal or Corn Flakes 24 or 25.5oz box, Fiberplus Cereal 11.5-15.3oz box, or Low Fat Granola or Raisin Bran Crunch 18-18.2oz box, BOGO $4.49
Kellogg's FiberPlus Bars, 6.3oz box, BOGO (No Price Listed)
Phillips Crab Cakes, 6oz pkg, BOGO $8.99
Butterball Turkey Sausage, Links or Patties, ,10oz pkg, BOGO $3.49
Hebrew National Kosher All Beef Franks, 11-12oz pkg, BOGO $5.19
Marzetti Simply Dressed Dressing, 12oz jar, BOGO $3.49
Starkist Gourmet Choice Tuna Fillet, 4pk 4.5oz can, BOGO $7.69
Pompeian Extra Virgin Olive Oil, Regular or Organic Imported, 16oz bot, BOGO $6.65
Kraft Dressing, 24oz bot, BOGO $4.09
Vlasic Stackers Dills, or Pickles or Spears, 16-46oz jar, BOGO $2.89
LouAna Pure Vegetable Oil or canola or Corn and Canola, 48oz bot, BOGO $3.89
Hunt's Tomato Ketchup, 24oz bot, BOGO $1.75
Tuttorosso Tomatoes, or Tomato Sauce or Puree, 28-29oz can, BOGO $1.87
Ocean Spray Juice Cocktail, or Dink Bland Juice, Juice Drink, Juice or Juice Beverage, 64oz bot (Excluding 100% Juice Items) BOGO $3.97
Minute Maid Coolers, or Just 10 Fruit Punch or Fruit Falls Water, 10pk 6.75oz box, (Excluding 100% Juice Items), BOGO $2.77
Post Honey Bunches of Oats cereal, 13-17oz box, Vanilla Clusters 18oz box, or Just Bunches! 17oz box (Excluding Family Size), BOGO $4.09
South Beach Living or Planters Bars, 5.52-8.1oz box, BOGO (No Price listed)
Barilla Pasta, (Excluding Barilla Plus and Lasagna), 13.25-16oz box, BOGO $1.43
La Famiglia DelGrosso Pasta Sauce, 26oz jar, BOGO (Surprisingly Low Price)
Pillsbury Moist Supreme Cake Mix, 18.25-18.9oz box, BOGO $1.79
Quaker Natural Granola, 28oz box, BOGO $5.29
Selected Canada Dry, 7UP, or A&W or Diet Rite, 2L bot, BOGO $1.95
Tostitos Tortilla Chips, 9-13oz bag,(Excluding Baked or Natural), BOGO $3.99
Arnold Whole Grains Bread, or Grains & More, Healthfull, or Country White, 24oz loaf, BOGO $3.99
Keebler Town House Crackers, 9.5-16oz box, BOGO $4.09
Snickers Fun Size Snacks, Peanut Butter Squared or Big Bag: Snickers, 3 Musketeers, Milky Way, or Twiz Cookie Bars, 21.5-22.55oz bag, BOGO $6.59
Nabisco Honey Maid Grahams, or Original Grahams, Nutter Butter, or Cameo Crème Sandwich Cookies, 10.5-16oz pkg, BOGO $4.09
Breakstone's Cottage Cheese, 4pk 4oz cup, BOGO $2.99
Yoplait YoPlus Yogurt, 4pk 4oz cup, BOGO $2.00
PhillySwirl Frozen Treats, 16.5-21oz box, BOGO $2.99
Stouffer's French Bread Pizza, 2ct 10.37-12.5oz box, BOGO $2.95
SeaPak Shrimp Co. Shrimp, or Fish or Crab Cakes, 8-28oz pkg., BOGO $7.59
Kellogg's Eggo Pancakes, or Cinnabon, Eggo Nutri-Grain Fruit Pizza, or French Toaster Sticks, 5.3-16.4oz box, BOGO $2.79
Rubbermaid Produce Saver Food Container, 5-cup cont., BOGO $4.69
Glad Zipper Freezer or Storage Bags, Gallon or Quart Size, 30-50ct, BOGO $3.29
Pedigree Dentastix Snack Food for Dogs, Large Dogs 7 Sticks 6.2oz pkg, Small Dogs, 6oz pkg, BOGO Surprisingly Low Price ***This may be a regional deal****
Lysol Disinfectant Trigger Spray Cleaner, 32oz bot, Kitchen Cleaner, 22oz bot, BOGO $2.69

Irish Soda Bread, 16oz loaf, $4.19
Baguettes, 8oz loaf, $1.49
Two Dozen Cookies, 16oz pkg, 2/$5
Crusty Sports Bread, 20oz loaf, $3.99

Corn Muffins, 4ct, 10oz pkg, $2.49
Key Lime Pie, 34oz, $6.49
Decorated Cupcakes, 6ct, 12oz pkg, $3.99 (12ct, 24oz pkg, $6.99)
Cinnamon Buns 6ct, 14oz pkg, $4.49

Voskos Greet Yogurt, 5.3oz cup, 10/$10
Pillsbury Ready to Bake Cookies, 16-16.5oz pkg., 2/$5
Claussen Pickles, or Spears or Crisp Sauerkraut, 2/$4
Egg Beaters, 15-16oz ctn., 3/$5
Blue Diamond Almond Breeze Almond Milk, half gal ctn., 2/$5
Sargento Shredded Cheese, 5-8oz pkg, 2/$4
Cabot Vermont Cheddar cheese bar or Pepper Jack, 8oz pkg, 2/$4

Publix Deli Oven Roasted Turkey Breast, $5.99/lb
8-Piece Mixed fried Chicken, $5.99
Publix Deli Sweet Coleslaw, 16oz cont, $1.99
King’s Hawaiian Mini Snacker, 8.8oz pkg, 2/$3
Publix Turkey Breast Whole Sub, $4.99, (Add Combo for $1.40) (Boars Head, $6.09)
Boar’s Head Top Round Corned Beef, $9.99/lb
Publix Large Chef Salad, $4.99(Boars Head, $5.29)
Snack Factory Pretzel Crisps, 7.2oz (Excluding Chocolate and White Chocolate), 2/$5

Publix GreenWise Market Organic Frozen Pizza, $3.99
Birds Eye Frozen Vegetables, 7.5-32oz pkg, or Corn on the Cob 4 or 12 ct pkg, (Excluding Southland Brand Products), 50% off
Marie Callender’s Dinners, or Pot Pie, 8.5-21oz box, 4/$10
Publix Premium Ice Cream, or Frozen Yogurt, half-gal, 2/$7
Weight Watchers Smart Ones Entrees, 4.45-12oz box, 5/$10

Folgers or Dunkin Donuts Coffee, 27.8-33.9oz can or 11 or 12oz bag, $6.99
Folgers 100% Colombian or Classic Decaf Coffee, $7.99
V8 V-Fusion 100% Juice, or 100% Vegetable Juice, 46oz bot, 2/$5
Del Monte Fruit, 4 pk 3.75-4.5oz cup, or Fruit Chillers, 8ct 2oz tube, 3/$5
12-Pack Selected Coca-Cola Products, 12oz can, B2G1
Selected Coca Cola Products, 2L bot, 2/$3
Glaceau Vitaminwater or Smartwater, 20oz or 1L bot, 10/$10
Planters Peanuts, Dry Roasted 16oz jar, or Cocktail Peanuts 16oz can, 2/$4
Frito-Lay Snacks, 20 or 22ct 18-22oz bag, $5.99
Nabisco Family Size Crackers, 12-16oz box, $3.49

Irish spring Body Wash 15-18oz bot, or Bar Soap 8ct 4oz box, or Anti-Perspirant & deodorant 2.7-3oz pkg, 2/$5
Herbal Essences Hair care Products, 6.24-12oz pkg, or Aussie Hair Care Products 6-14oz pkg., 2/$5
Cetaphil Gently Cleansing Bar Soap, 4.5oz bar, $2.99
Secret Anti-Perspirant & Deodorant, (Excluding Secret Clinicals) 2.6-2.7oz pkg, $3.89
Depend Protective Underwear, 14-20ct, or Depends Pads 48ct, or Poise Pads 30-72ct pkg, $10.99
Crest toothpaste, 5.8, 7.8, or 8oz tube, or Crest Pro-Health Rinse 500ml bot, or Scope Mouthwash 710ml-1L bot, $3.29
Allegra Allergy medicine, 30ct box, $16.99
Excedrin Pain Medicine, 80-100ct, $5.99
Pepto Bismol, 12-40ct pkg, or 8-12oz bot, 25% off
Caltrate Calcium Dietary Supplement, 60-200ct bot., 25% off
Kellogg’s Special K Protein Shakes, 4pk 10oz bot, 2/$10
Allegra-D Tables, 10ct box, $3.00 off
Allegra-D Tablets, 20ct box, $5.00 off

Hefty EZ Foil Crown Classic Roaster Pan, 1ct pan, 50% off

Brita Pitcher Replacement Filters, 3ct box, $13.99
Publix Plastic Cups, 16oz 50ct pkg, $2.19
Puff’s Facial Tissues, 48-56ct box, 4/$5
Kleenex Viva Paper Towels, 1roll pkg, 2/$3
Sparkle Paper Towels, 6-8roll, $4.99
Angel Soft Bathroom Tissue, 9-24roll, $4.99
Gain Detergent, 100oz bot, $9.99
Clorox Liquid Bleach or Gel, 82-96oz bot, 3/$5
Dawn Dishwashing Liquid, 19-24oz bot, 2/$5
Bounce Dryer Sheets, or Downy 105-120ct box, or Bounce Dryer Bar, 1ct box, $4.99
Finish Automatic Dishwasher Detergent, 20ct box, or Quantum 10ct box, $2.99

Gerber Graduates Lil Entrees, or Lil Crunchies Puffs, Healthy Meals, or Finger Foods, 1.48-6.6oz pkg, 3/$5

Crown Corned Beef, $2.99/lb
Center Cut Pork Rib Chops, or Thick Cut, $3.69/lb
Center Cut Pork Loin Chops, $3.79/lb
Boneless Skinless Chicken Breasts Cutlets, $3.99/lb
Publix Greenwise Market Chicken Cutlets, $5.99/lb
Pork Loin Country Style Ribs, or Pork Sirloin Chops, $2.69/lb
Mosey’s Corned Beef Brisket, or Murphy & David Corned Beef, $3.19/lb
Ground Chuck, $2.99/lb
Stuffed Green Peppers, $3.49/lb
Bottom Round Roast, $3.69/lb
Rump Roast, $3.99/lb
Bone-In Ribeye Steaks, $7.99/lb
Boneless Ribeye Steaks, $8.99/lb
Publix Greenwise market Top Sirloin Fillets, or Sirloin for Stir Fry, $6.99/lb
Perdue Short Cuts Chicken or Turkey Breast, 9oz pkg, 2/$6
Oscar Mayer Basic Lunchables, 3.3-4.5oz pkg, 10/$10
Smithfield Naturally Hickory Smoked Bacon, 16oz pkg, 2/$6
Jimmy Dean Pork Sausage Roll, 12-16oz pkg, 2/$6
Land OFrost Premium Sliced Lunch Meats, 16oz pkg, $3.49
Tyson Chicken Breast Fillets, or Strips or Tenderloins, Breaded, 25oz pkg, $6.99
Hormel Meat Entrees, 17oz pkg, $4.99

Medium White Shrimp, 41-50 per lb, $4.99/lb
Peeled and Deveined, 51-60 per lb, $5.99/lb
Fresh Mahi Fillets, 5.6oz minimum, $6.99
Fresh Yellowfin Tuna Select Cuts, 5.6oz minimum, $8.99
Publix Finishing Sauces, 2/$7
Fresh Tilapia Fillets, $6.39/lb
Small Lobster Tails, 3oz minimum per tail, $4.99
Publix Whiting Fillets, Frozen 32oz pkg, $5.99
Medium Cooked Shrimp, 41-50per lb, $6.99/lb

Purina Friskies Cat Food, 5.5oz can, 10/$4
Iams Dog Food or Puppy Food, 15.5-17.5lb bag, $16.99

Green Cabbage, $0.29/lb
Petite Red Potatoes, 2/$5
Lemons, 3/$1.29
Navel Oranges, $0.89/lb
Sweet Plums, Red or Black, $1.29/lb
Tree-Ripened Peaches, or Nectarines, $1.99/lb
Maradol Papaya, $1.29/lb
Blueberries, 1 pt pkg, $2.99
Florida Strawberries, 16oz pkg, 3/$5 (32oz pkg, $3.29)
Cantaloupes, 2/$4
Bartlett Pears, $1.29/lb
Fresh Broccoli, 2/$4
Publix Premium Salad Kits, 2/$5
Portabella Mushrooms, 6oz pkg, $2.69
Crunch Pak Apple Slices, 14oz bag, 2/$5
Simply 100% Apple or Grapefruit Juice or Orange Juice or Blend, 59oz or 1.75L, 2/$6
Publix Dried Fruits, Nuts, and Snacks, 3.9-19.2oz pkg, 25% off

$10 off the Purchase of ANY $50 Gas Card With a Grocery Purchase of $25 or More
$3.00 off one Pampers Baby Dry or Cruiser Diapers, 48-116ct box
$3.00 off one Huggies Snug & Dry or Supreme Diapers, 48-156ct box
$7.00 off two Enfamil Infant Powder Formula, 22.2-23.4oz pkg

Last Page of Ad: Better Eating Better Living, Free Coupon Booklets in-store or visit
General Mills Cereal, Cheerios 14oz box, Multigrain Cheerios 12.8oz box, or Assorted Chex or Total, 10.6-18.25 oz box, 2/$5
Yoplait Smoothie Mix, 7.6oz bag, 2/$5
Hellmann’s Easy Out Mayonnaise, 22oz bot, $3.49
Lipton Tea, Family Size, 24ct box, $1.99
Campbell’s Select Harvest Soup, 18.6-18.8oz can or 15.3oz bowl, 3/$5
Pepperidge Farm Deli Flats, 12oz bag, Limit One Deal, 2/$4

In-Ad Coupons that go with these sales!

$1.00 off two General Mills Cereal, Cheerios 14oz box, Multigrain Cheerios 12.8oz box, or Assorted Chex or Total, 10.6-18.25 oz box
$1.00 off two Yoplait Smoothie Mix, 7.6oz bag
$0.75 off one Hellmann’s Easy Out Mayonnaise, 22oz bot
$0.55 off one Lipton Tea, Family Size, 24ct box
$1.50 off Three Campbell’s Select Harvest Soup, 18.6-18.8oz can or 15.3oz bowl
$0.50 off one Pepperidge Farm Deli Flats
Thanks to Curly1534 on Slickdeals Publix Thread (check here for coupon matchups)

How to Get Out Of Debt This St. Patrick's Day

St. Patrick's Day is right around the corner. The holiday is a great opportunity for people to get together with friends and family and knock back a few beers. Traditionally, people don green attire on this holiday. However, if you want to enjoy all of the St. Patrick's Day festivities, there is another green thing you need to worry about. That green thing is money. Many people suffer from mountains of credit card debt. Debt can be suffocating for anyone who finds themselves in it. For St. Patrick's Day this year, it is time to take steps to get out of debt.

Assess the Situation
The first step to getting out of debt is to figure how serious the situation is. To do this, pull up all of your credit card statements and figure out exactly how much you owe. You also want to think about how you wound up in debt to begin with. A good way to do this is to track your spending for a week. Write down every cent you spend. This will help you understand where all of your money went. The first step to getting out of debt is understanding how you got there. Otherwise, you run the risk of getting in to debt all over again.

Make a Budget
If you want to figure out a plan to eliminate debt, you need to figure out how much you can afford to pay. In order to do this, you should make a budget. A budget is a template that helps you live a financially responsible life. You can make your budget in any number of ways, but a monthly budget is the most common format. When making your budget, you want to list several categories. First, list all of your income. Then, list your fixed expenses. This includes loan payments, rent, and utilities. The next category will be your variable expenses. This includes groceries, gas, clothing, and entertainment. This is the area where you have some flexibility. Assign a reasonable amount that you feel you can stick with. After your expenses, list another category. This category should include money you can put toward debt and money you can save. If you have left over money in your variable expense categories, that is more that you can put toward debt. The key is making a budget that you are comfortable with.

Learn to Save Money
If you pay a little more attention to detail, you can save a lot of money in every category. With groceries, look for coupons and sales before you go out. If you have a smartphone, take advantage of the many apps that are geared toward saving money at the store. To save on gas, consider combining trips. If you plan your activities ahead of time, you might be able to knock out more errands in one trip. For your gas bill, turn your thermostat down a couple of degrees. You will still be comfortable while saving a sizeable amount of money on your bill. As for entertainment, look for special event deals. It may be difficult to find a money saving pattern that works for you, but you will see results once you do.

Consider Debt Relief
If your credit card debt is sizeable, consider debt relief programs. First, contact your credit card company. They may be willing to work with you on a payment arrangement that will save you money and not destroy your credit. If you have debt on several cards, consider a debt relief service. These services can help you eliminate credit card debt in a less stressful way. Essentially, they will eliminate fees and interest so that you can save in those areas. As long as the debt relief program is reputable, you should be able to eliminate your debt as time goes on.

Author’s Bio: Mark Paul is a regular contributor for Debt Consolidation Advice and guest writes for several other finance related blogs. He covers the debt relief industry and provides helpful ways for getting out of debt. He also offers various tips for saving money and being financially responsible.

Tampa - $1 off Fresh Meat Coupon

#Tampa peeps - check your St Pete Times Newspaper carefully today, there is a Target coupon for $1 off Fresh Meat on the ad insert. These can be used at most Publix stores as a competitor coupon. Since its a store coupon it will stack nicely with the $1.00 off beef wyb Uncle Bens rice coupon. Remember, today is the last day that Uncle Bens Ready Rice is BOGO at Publix
Here's my scenario:
2 Uncle Ben's Ready Rice 8.5 to 8.8 oz pouch, BOGO $1.99-$1/2 Uncle Ben's Ready Rice Product 2/20/2011 RP Insert (exp 4/17/2011)
2 packages of Beef (have butcher package around $2 each for you)
$1/1 Fresh Beef WYB Uncle Ben's Product 2/13/2011 RP Insert (exp 4/10/2011)-$1/1 Fresh Meat – 3/2/2011 Target Coupon in St Pete Times Ad Insert (exp 3/5/2011)
+1.99 Rice
+0.00 BOGO
+2.00 beef pkg
+2.00 beef pkg
-1.00 MQ rice
-2.00 MQ beef
-2.00 TQ meat
=$0.99 for two rice and 2 packs of meat

Happy Birthday Swagbucks

The SWAG madness has begun! I already missed the first opportunity to get some of the 127 swagbucks that will be available today. All this madness is to celebrate the 3rd Birthday of Swagbucks today. Sign up with the code "BirthdayFun," and you'll earn 25 Swag Bucks on top of the 30 you already start out with! This code is ONLY good for people who haven't joined yet – existing members won't be able to use it. If you haven't signed up for swagbucks yet NOW is the time!
One of the great sites I'll be checking today for swagbucks to make sure I don't miss any is HERE. I just redeemed 450 points for another Amazon gift card yesterday, the points just keep rolling in. Try it today.

Publix Sneak Peek Weekly Ad 3/3-3/9/11


New York Style Bagel Chips, 6-9oz, BOGO $2.69
$1/1 New York Style Bagel Crisps 2/27/2011 SS Insert (exp 5/31/2011)

Chef Boyardee Pasta, (Excluding Big, Jumbo, Overstuffed, & Whole Grain) 14.5-15oz can, BOGO $1.53
$0.35/3 Chef Boyardee Can or Microwave Pasta 1/2/2011 SS Insert (exp 2/28/2011)
B4G1 Chef Boyardee Canned Pasta All You Jan 2011 (exp 3/31/2011)

Nathan’s Beef Franks, 16oz pkg, BOGO $5.49

Crystal Light Drink Mix, or Tea Mix, 10 or 12qt cnstr., BOGO $4.13
$1/3 Crystal Light Powder Drink Mixes TARGET (exp 4/2/2011)

Quaker Instant Oatmeal, or Instant Multigrain Hot cereal, 10.1-16.2oz box, BOGO $4.09
$1/1 Quaker Instant Oatmeal or Oats 1/2/2011 RP Insert (exp 4/30/2011)
$1/2 Quaker Breakfast Products Rolling
$1/1 Quaker Instant Oatmeal All You Feb 2011 (exp 3/31/2011)

Prego 100% Italian Sauce, or Meat Sauce, 23.5-24oz jar, BOGO $2.59
$0.60/2 or .35/2 Prego Italian Sauce 1/2/2011 SS Insert (exp 3/31/2011)

Pasta Roni, or Rice-A-Roni, 3.5-7.2oz box, BOGO $1.69
B1G1 FREE Pasta Roni WYB (3) Rice a Roni 1/2/2011 RP Insert (exp 4/30/2011)

Uncle Bens Rice, Boil-in-Bag, Enriched Long Grain or Brown Whole Grain, or Fast Cooking, 14-15.8oz box, BOGO $2.29
$1/2 Uncle Ben's Ready Rice Product 2/20/2011 RP Insert (exp 4/17/2011) (If Included)
$1/1 Fresh Beef WYB Uncle Ben's Product 2/13/2011 RP Insert (exp 4/10/2011)
$0.75/1 Uncle Ben's Plain White or Brown Rice 1/9/2011 SS Insert (exp 3/6/2011) - Note Expiration
$1/1 Uncle Ben's Plain White or Brown Rice 1/9/2011 RP Insert (exp 3/6/2011) - Note Expiration
$0.30/1 Uncle Ben's Rice Rite Aid Video Values (exp 3/26/2011)

Quaker Cereal, Cap’N Crunch 16.8-22oz, Life 21oz, or Squares 16oz, BOGO $5.07
$1/2 Quaker Breakfast Products Rolling

Ken’s Steak House Dressing, 16oz bot, BOGO $3.29
Duke’s Mayonnaise, or Whipped Salad Dressing, 32oz jar, BOGO $3.99
Bumble Bee Premium Tuna, Chunk Light Tuna in Water, 4pk 5oz can, BOGO $3.89

Skippy Peanut Butter, 15-16.3oz jar, BOGO $2.57
$1/2 Skippy Peanut Butter, 16.3 oz. Walgreens Coupon

Powerade Sports Drink, 8pk 20oz bot, BOGO $5.85
$1/1 Powerade Bottles TARGET coupon (exp 3/26/2011)

Hormel Compleats Dish, or Dinty Moore or Chi-Chi’s Fiesta Plates, 10oz bowl, BOGO $2.49
$0.55/1 Hormel Compleats Microwave Meal 2/13/2011 SS Insert (exp 4/18/2011)
$1/3 Hormel Products Shown 2/13/2011 SS Insert (exp 4/18/2011)
$0.25/1 Chi-Chi's Fiesta Plates (IE) Rolling
$1/3 Hormel Compleats Microwave Meals Rolling
$1/1 Hormel Compleats Kids Microwave Meal Rolling (If included)
$1.50/3 Hormel Products All You Feb 2011 (exp 4/18/2011)

College Inn Broth, 32oz ctn., BOGO $2.49

Orville Redenbacher’s Gourmet Popping Corn, 12-19.8oz box or 30oz jar, BOGO $5.07
$1/2 Orville Redenbacher's Gourmet Popping Corn 1/23/2011 SS Insert (exp 3/13/2011)
$1/1 Orville Redenbacher's Gourmet Pop Corn All You Jan 2011 (exp 3/11/2011)
$1/1 Orville Redenbacher's Gourmet Popcorn All You Dec 2010 (exp 3/1/2011)

Nabisco Ritz Crackers, or Ritz Bits Sandwiches or Munchables Pretzel Thins or Crisps, 9.5-16oz box, BOGO $3.79
$1/2 Nabisco Crackers 1/30/2011 SS Insert (exp 3/31/2011)
$1/2 Nabisco Crackers TARGET coupon (exp 4/15/2011)
$1/2 Ritz Spring Crackers (exp 3/2/2011) (if included)

Nature’s Own Bread, 100% Whole Wheat, 20oz loaf, BOGO $2.93
Entenmann’s Little Bites, 8.25-8.8oz box, BOGO $4.29
Mars Chocolate Bars Variety Pack, 18ct box, BOGO $11.99
Ruffles Potato Chips, 8.5-10oz bag (Excluding Baked, Light, and Natural), BOGO $3.99
Thomas English Muffins, 11-13oz pkg, BOGO $3.69
Kraft Bagels-Fuls, 10oz box, BOGO $2.50
I Can’t Believe It’s Not Butter!, Spread 15oz or 2pk 7.5oz tub, 16oz box, or 10oz bot or Spray 8oz bot, BOGO $3.29
Boca Meatless Burgers, or Veggin or Chick’n’Patties, or Ground Crumbles, 10-12oz pkg., BOGO $3.53
$1/2 Boca Meatless Product Rolling
$2/2 Boca Frozen Items TARGET coupon (exp 4/15/2011)

Stouffer’s Easy Express Skillets Meals, 22-25oz bag (Excluding Sautes for Two) BOGO $5.15
Fat Boy Ice Cream Sandwich, 6 or 9ct, 24-30oz pkg, BOGO $4.49
Healthy Choice Premium Bars, or Sandwiches, 15-24oz ctn., BOGO $3.99
Milk-Bone Dog Biscuits or Snacks, 22-26oz pkg., BOGO $3.79
Gorton’s Shrimp Temptations, or Premium Fish Fillets or Sticks, 10.5-17.2oz pkg, BOGO $7.73
Old Orchard 100% Juice, 12oz can, BOGO $1.50
Aunt Jemima Waffles, 10ct 12.3oz box, BOGO $2.15
Tai Pei Entrees, 12-14.2oz box, BOGO $2.99
Resolve Spray’n Wash Laundry Stain Remover, 12-22oz bot, or Stain Stick, 3oz stick, BOGO $2.99
Halls Cough Drops, 30ct bag (Excluding Halls Defense), BOGO $1.65
8-Pack Selected Pepsi Products, 12oz bot, BOGO $3.99
Planters Halves and Pieces Cashews, or Mixed Nuts, 16 or 17oz can, BOGO $6.19

Carrot Bar or Red Velvet Cake, 16-19oz, $4.99
Muffins, 4ct 10oz pkg, Apple Bran, Raisin Bran, Blueberry, corn or Carrot, $2.59
Assorted Donuts 4ct , 8-14oz pkg, $2.29
Assorted Hoagie Rolls 4ct, 11oz pkg, $2.29
Deli Style Rye Bread, 16oz loaf, $3.19
Publix Italian Five Grain Bread, 16oz loaf, $2.99

Dannon Activia Yogurt, 4pk 4oz cup, 3/$6
JellO Gelatin Snacks, 6ct 2.3-4oz cup or 11.75oz cup, 3/$6
Pillsbury Rolls, or Breadsticks, Pizza Crust or Loaf, 8 – 13.9oz can, 3/$6
Nestle Coffee-mate Flavored Creamer 32oz bot, (Excluding Non-Dairy Creamers) 2/$5
Publix Chunk Cheese, or Shredded, 8oz pkg, 2/$4
Kraft American Cheese Singles, 12oz pkg., 2/$5

Boar’s Head EverRoast Chicken Breast, $7.19/lb
Publix Deli Large Turkey Cobb Salad, $5.39 (Boars Head $5.69)
Publix Deli 2-Piece Chicken Dinner, $3.99
Publix Deli Domestic Brie Cheese, $7.99/lb
Boar’s Head EverRoast Whole Sub, $6.99

Edy’s Ice Cream, 15qt ctn, 2/$7
Lean Cuisine Entrees, 6-12.5oz pkg, 4/$10
Publix GreenWise Market Organic Pizza, 12 or 12.4 oz box, $3.99
PF Chang’s Home Menu Perfect for Two Meal, 22oz pkg, $6.99

Kelloggs Special K Cereal, 11.4-14oz box, Low Fat Granola 19.5oz box, or Special K Bars or Fruit Crisps 4.4-4.86oz box, 2/$5
Maxwell House Ground Coffee, 31.5-34.5oz can, $6.99
Maxwell House 100% Colombian or Decaffeinated Coffee, 31.5-33oz can, $7.99
Capri Sun Juice Drink Blend, 10ct 6oz pkg, (Excluding 100% Juice 10 pk), 3/$6
Campbell’s Condensed Soup or Soup at Hand, 10.5-11.5oz can or 10.75oz cup, or Ready to Serve Bowl 15.4oz bowl (Excluding Won Ton, Cream of Shrimp, and Qyster Stew), 10/$10
Selected Coca-Cola Products, 2L bot., B2G1
Monster Energy Drink, 4pk 16oz can, $4.99
NOS Energy Drink, 4pk 16oz can $4.99
Aquafina Pure Water, 24pk 16.9oz bot, $3.99
12-Pack Selected Pepsi Products, 12oz can, B2G1
Assorted Keebler Cookies, 6.6-18oz pkg (Excluding 12ct Keebler, Gripz and Right Bites Multipacks), 2/$5
Gatorade Thirst Quencher, Recover, Prime, 4oz pouch or 16.9 or 32oz bot, 10/$10
Lipton Tea, 12pk 16.9oz bot, 2/$10
Quaker Chewy Granola Bars, 8.4-8.7oz box, 3/$6
Nabisco Oreo Cookies, 5pk 26oz box, or Chips Ahoy! Original Chocolate Chip Cookies, Family Size, 24oz box, $3.99
Kraft Velveeta Cheese Product, 32oz box, $4.99

Publix GreenWise Bathroom Tissue, 12roll pkg, $5.49
Bounty Paper Towels, 6roll pkg, $6.49
Glad Tall Kitchen Bags, 13gal, 65 or 78ct pkg, $8.99
Small Swiffer Cloths Refills, 12-16ct box, Swiffer Wet Jet Cleaners, 42.2oz bot or Disposable Dusters, 3-ct box, 2/$8
3M Micro Allergen Reduction Filter, $9.99
3M Ultra Allergen Reduction Filter, $13.99
Publix GreenWise Market Charcoal, 8.8lb bag, $4.99
Dixie Value Pack Plates or Cups, Soak Proof Shield Plates 8 5/8in or Ultra 10 1/16in, 40 or 100ct pkg, or 16 oz Plastic Party Cups 68ct, $3.49
Dixie Napkins, 320ct, $2.69
Ultra Downy Fabric Softener, 62-77 bot, $6.99
Cascade Dishwasher Detergent, Gel or Powder 75oz pkg, or ActionPacs 16or 20ct pkg, (Excluding Cascade Complete), $3.99
Pine-Sol All-Purpose Cleaner, 48oz bot, $2.49
Soft Scrub Cleanser, 23-28.6oz bot, 2/$5
Cloroz Clean-Up Cleaner, 32oz bot, or Disinfecting bathroom Cleaner 30oz bot, 2/$5
Tide Detergent, 100oz bot, $10.99
Crest Toothpaste, 4.2, 6.2, or 8.2oz tube, 2/$5
Charmin Bathroom Tissue, 6-12roll, $6.49

Pantene Pro-V Hair Products, 1.7-13.5oz pkg, $3.39
Pantene Pro-V, 25.4oz bot or Head and Shoulders, 23.7oz bot, $5.99
Gillette Fusion Proglide Razors or Venus Embrace Razors, $8.49
Olay Facial Cleansers, or Olay Age Defying or Active or Complete Lotions or Creams, .5-7.2oz or 30 or 33ct pkg, $1.50 off
Covergirl Foundation, or Concealer, or Pressed Power or Blush, .04-1oz pkg, $2.00 off
Tampax Tampons 40ct box, or Always Pads 20-44ct pkg, or Always Liners 80ct box, $5.39
Citracal Calcium Citrate, 60-200ct pkg, 30% off
Aleve Pain Medicine, 20-24ct box, $2.99
Visine Eye Drops, 15ml box (Excluding Visine Lasting Relief, Totality, and Tired Eyes), $3.49
Prilosec OTC Acid Reducer, 20mg 42ct box, $24.99
Dial Complete Foaming Hand Wash, 7.5oz bot, 2/$3

Gerber Graduates Yogurt Melts, or Yogurt Blends, or Bars, Snacks, or Juice Treats, -
1-6oz pkg, or 4ct pkg 2/$5)
Gerber 2nd Foods, 2pk 3.5oz cont (Excluding Organic and DHA Varieties) 10/$9

Porterhouse or T-Bone Steaks, $6.99/lb
Ground Round, $3.69/lb
Ground Round Patties, $3.99/lb
Boneless Shoulder Roast, $3.69/lb
Boneless Shoulder Steaks, $3.99/lb
Boneless Skinless Chicken Breast Fillets, $3.99/lb
Publix Greenwise Chicken Fillets, $5.99/lb
Eye-Round Roast, $3.69/lb
Eye Round Steaks, $3.99/lb
Sirloin Tri-Tip Roast, $5.69/lb
Sirloin Tri-Tip Steaks, $5.99/lb
Pork Spareribs, $2.49/lb
Pork Spareribs, (Sliced), $2.79/lb
Assorted Pork Chops, 7-9 Chops per Package, $1.99/lb
Publix Fully Cooked Entrees, 17-18oz pkg, $4.99
Bob Evan Side Dishes, 12-24oz pkg, 2/$6
Publix Naturally Hickory Smoked Bacon, 16oz pkg, 2/$7
Publix Extra Thin-Sliced Lunch Meats, 9oz tub, 2/$6
Kraft Sliced Extra Thin Swiss, 8oz pkg, 2/$5
Oscar Mayer Center Cut Sliced Bacon, 12oz pkg, 2/$8

Large Shrimp Skewers, 2oz minimum, 10/$10
Snow Crab Clusters, $6.99/lb
Fresh Salmon Fillets, $9.99/lb
Redbone Alley Seafood Aioli’s, 10oz bot, $2.99
Fresh Swordfish Steaks, 5.6oz, $8.99
Medium Florida Pink Shrimp, 41-50/lb, $6.99/lb
Publix Seafood Soups, 10oz tub, 2/$7

Pedigree Complete Nutrition Dog Food, 30.1 or 32lb bag, $16.99
Publix Cat Food, 3.5lb bag, 2/$6
Purina One Adult Dog Food, 4lb bag, 2/$10
Fancy Feast Appetizers for Cats, 2oz pkg, 5/$5

Idaho Potatoes, 5lb bag, $2.99
Golden Ripe Pineapple, $2.99
Red Seedless Grapes, $1.69/lb
Florida Strawberries, 16oz pkg, 3/$5
Blueberries, 1pt pkg, $2.99
Cantaloupes, 2/$4
Mini Red Seedless Watermelon, $2.99
Fuji Apples, $1.49/lb
Peaches or Nectarines, $1.99/lb
Fresh Attitude Salad, 6oz pkg, 2/$4
Publix Baby Cut and Peeled Carrots, 16oz bag, 4/$5
White Mushrooms, 16oz pkg, $2.69
Florida Natural Orange Juice, 59oz ctn, 2/$5

$5.00 off one Gerber Good Start Infant Formula Powder, 24-25.7oz cnstr.
Free Pampers Wipes 60-72ct tub, With the purchase of One Pampers Box Diapers

Last Page of Ad States, STOCKING SPREE
“Special Prices, Big Savings, Visit our in-store display for $28 in coupons. Sign up at for an extra $50 worth of coupons to use at Publix”

Thanks to curly1534 Slickdeals Publix Thread (check HERE for coupon matchups)

Publix Green & Yellow Advantage Buy Flyers for March

Yellow Advantage Buy: March 5th thru March 25th, 2011

Publix coupons expiring 3/25/2011:
$1.00 any Friendship cottage cheese, sour cream, buttermilk, or farmer cheese 7.5 - 24 oz.
Free gallon of milk WYB any 3 Kellogg's Apple Jacks, Froot Loops, or Corn Pops 8.7 oz. or larger
$2.00 any Publix deli, meat, or seafood item WYB any 8 pk./7.5 oz. Coca-Cola product
55¢ any Fruit2day item 6.75 oz.
$1.00 any Jimmy Dean frozen breakfast item
$1.00 any 2 Birds Eye Steamfresh or regular frozen vegetables 7.5 - 18 oz.
$1.00 Farm Rich meatballs, jumbo cheese sticks, mozzarella bites, stuffed cheese sticks, or chicken and cheese quesadillas
$2.00 any P.F. Chang's frozen entree 22 oz.
$1.00 any Sheerbliss ice cream pint or 3 pack bars 16 oz.
$1.00 any 2 Ben & Jerry's or Starbucks ice cream 1 pint
$2.00 any 2 General Mills Yoplait Kids lowfat yogurt, Go-GURT or Trix lowfat yogurt

Green Advantage Buy: March 12th thru April 1st, 2011
Publix coupons expiring 4/1/2011: (Coupon Matchups via Slickdeals Publix Thread)

$5.00 Allegra 24 hour 30 - 45 ct. or Allegra-D 12 hour 20 ct.
$2.00 any Coppertone Continuous spray, sport, general protection or tanning product 3 - 8 oz.
$10.00 any Nicoderm CQ or Nicorette
$2.00 Unisom 32 ct.
$1.00 any Chapstick product (goes great with Chapstick Fresh Effects clearance price of $1.49)
$2.00 Allegra 12 hour 12 ct., children's Allegra 4 oz. or 12 ct., or Allegra-D 12 hour/24 hour 10 ct.
$2.00 Banana Boat tanning oil, protect spray, or sunblock lotion 8 oz.
$3.00 Depend for Men or Women 14 - 48 ct., or Poise 30 - 72 ct.
$1.50 any Cover Girl or Queen Color collection item
$1.00 any mix or match Pantene or Head & Shoulders hair care products 1.9 - 33.9 oz.
$3.00 any Align product 28 ct. or 42 ct.
$5.00 any Crest Whitestrips
$1.00 any Oral-B CrossAction Power or Pro-health battery toothbrush 1 ct. or Oral-B Pulsar twin packs
55¢ any Dove product
55¢ any Degree anti-perspirant/deodorant 2.6 - 6 oz.
$1.00 any 2 mix or match Axe products
$1.00 any Vaseline lotion 10 - 22.5 oz.
50¢ any Suave hair care product 5 - 22.5 oz.
75¢ any Lever 2000 product
$2.00 John Frieda Precision foam colour
$2.00 Hawaiian Tropic lotions or tanning oils 6 - 8 oz.
$6.00 any 2 mix or match Sundown Naturals vitamins or Osteo Bi-Flex
$4.00 Claritin 20 ct. or larger or Claritin-D 15 ct. or larger
$2.00 Claritin, Claritin-D 10 ct. or larger or Claritin Pediatric 4 oz. syrup
$5.00 any DVD $11.99 & up

Thanks to daydr3am on Slickdeals Publix Thread (check back for coupon matchups)

$25 Publix GC Winner

Congratulations to tampatipper@
Thanks to everyone who entered.
You have won the $25 Publix giftcard, which will be mailed to directly from #Blogspark and General Mills.

Do It Yourself Debt Settlement

You might decide to settle your own debts instead of hiring a debt settlement company because you want to save money on settlement fees. Or, perhaps you’ve heard about scams rampant in the debt settlement industry and want to avoid being taken advantage of. Some people decide to settle their own debts so they have control of the process from start to finish. There are lots of good reasons to settle your own debts.

Getting Started
When you decide you’re going to settle your own debts, you stop making monthly payments on your debt. Instead, each month you’ll deposit your regular monthly debt payments into a separate checking account whose sole purpose it to hold your settlement funds until you’re ready to pay a settlement. You might open this checking account at an entirely different bank if the credit cards or loans you want to settle are at the bank of your primary checking account.

Creditors routinely agree to settlements between 40% and 70% on balances that are 90 days or more past due. The account must be past due for the creditor to deem it risky enough to take a settlement on. If the creditor thinks they can get the full balance from you, they won’t agree to a settlement.

When to Make a Settlement Offer
Once you’ve saved up enough money to pay a settlement (about 50% of the current balance due) and you have an account that’s more than 90 days past due, you can make a settlement offer. If this is the first time you’ve mentioned settlement to the creditor, you might briefly mention it as a possibility. For example, you might say, “I’m having trouble getting caught up on my payments. In fact, I’m not sure if I’ll ever be able to pay this account in full. If I could come up with the money, would you be interested in taking a settlement on this account.”

When you bring up settlement with the creditor, be prepared to offer a dollar amount to settle the account. So, if you owe $10,000 and you want to settle for 50%, offer $5,000. If the creditor refuses or asks you to pay an amount you’re not prepared to pay, politely end the call and repeat the process in another month or so.

Settling Your Account
When a creditor agrees to a settlement offer, there’s one more step that has to happen before you make payment. You need to get a settlement agreement on company letterhead. The settlement agreement should include the date of the offer, amount of the settlement, date the settlement must be received, and a note saying the settlement will satisfy the account in full. You’ll get the settlement letter faster if you have access to a fax machine. That way you can sign it, fax it back, and make the settlement payment.

Many creditors will take the settlement payment over the phone if you give your checking account and routing number. The creditor may also accept a cashier’s check or money order for payment. Make sure you confirm the payment method.

Frank Collins is a seasoned writer with strong background in both personal and business finance. You can read more of his articles about debt relief options, credit counseling and related services at the debt settlemmient blog.

Don't Forget

To enter my giveaway for the $25 Publix Gift Card HERE. Its open until the end of the week. I'm finally getting caught up with online activities after being out of touch for a week on our cruise. It sure is nice to get away from phones, news, TV, and computers for a while. I'm not sure I want to get sucked in again. Life is nice without it all. Anyway, those of you who shop at Publix should enter my giveaway because your chances are excellent, it has very low entries. 
Disclosure: General Mills gave me one gift card to keep and one to giveaway, as part of the #MyBlogSpark program.