Showing posts with label budget. Show all posts
Showing posts with label budget. Show all posts

Un-Frugal Boobs

Saturday night we went out for a pitcher of beer and chicken wings at our favorite little pub, and our favorite bartender was telling us about her upcoming surgery. Mind you that she is about 36 years old and normal weight with maybe a little muffin top above her jeans. She used to weigh over 300 lbs many years ago, and lost all the weight and has kept it off. As a treat to herself years ago, she bought some boobies. She saved her hard earned tips and has paid $10,000 for a nice pair of C or D cups, and she shows them off in the halter tops, and clothes that I would consider underwear. I would wear the tops she wears under another shirt, certainly not alone for fear of attracting too much unwanted attention. Granted DH would love it if I wore clothes like that, but I don't mind if he looks around at the other girls instead - just so its only looking.

Anyway, she was telling us that she is having surgery this week to get bigger implants. My jaw almost dropped because in my opinion her implants are plenty big already. Then she went on to tell us how this will be her third surgery, and that the first doctor was pretty conservative and only would put in the 320 cc size. Then the next doctor put in 360 cc size, and now she's going to get 390 cc implants. The kicker is she went to the bank to get a loan to get financing for her new boobs. We're not sure of the new price tag yet, but I'm sure we'll hear all about it when she gets back in a couple weeks. The bartending is her second job that she works on Saturday to help with the bills, since she is divorced with 2 young kids.

The funny thing is that DH is excited to see the new boobs. Its like if you get a new car and you want to show your friends. He expects her to practically flash him to show off the new improved implants. Personally, I think its dysfunctional to replace perfectly good boobs with new bigger ones. Granted there may be a leakage problem or something she didn't share with us, that requires more surgery - and maybe she is just getting more boobs while they're in there operating anyway.
I just shake my head, I don't understand it.

My First Shop of 2010

Last night we went to Publix for our first grocery shop of the new year. We don't really need much since we're trying to use up our stockpile, as I talked about in the Eat From the Pantry Challenge but we do need to get a few produce and dairy items. You probably didn't notice that I didn't post new year resolutions, but I didn't. I don't really feel ready to do that yet. I have been thinking about goals though, and have decided my frugal shopping goal is to spend less than $1000 this year at the grocery store. This would work out to an average of $19.23 per week, or about $77 a month. This is a huge stretch goal because in the past our groceries were our second highest household expense at about $4000 a year. Basically, we are going to try to cut our grocery budget by 75% using coupons, stockpiling stuff on sale, and shopping the BOGO deals at Publix.
 
So back to our trip yesterday to Publix. I felt unprepared for the shop, and was printing and cutting out Target coupons to stack with the MQ's on Special K Cereal because I didn't remember that Target had some matches. I was relying too much on the blogs to outline the deals, and they missed some key coupons that I had (like BOGO MQ on the Special K cereal to match with the BOGO sale, so all boxes were free). I need to increase my awareness of what coupons are out there and what I have. I also didn't preplan the purchases on a spreadsheet (which I've never done) but this would have saved me more money. I had extra $5 off $50 coupons but only used one, when I could have thrown the other one in since our total was over $145 before coupons. I had two expired store coupons from last months flyer, and had to tear out two new ones from the Green Advantage Flyer. I also made the mistake of not splitting the order so that I used less than 50 coupons.  Also the last coupons (the stacking Target Q) confused the clerk and she called over the manager to approve. Then at the bottom of the pile finally, they start beeping because I have too many coupons. I also had more coupons than items in my cart which requires manager override too. I don't mind doing this but the store was "alive at five" and the line behind me was getting impatient. I told the girl that I'll use them next time. So these mistakes cost me about $7. At the end of the transaction the total was $27 and the savings were $135, for 84% savings. So, the $27 is more than the budgeted amount per week of $19. If I had planned my shop better I would have come in about $20, only $1 over budget.
 
I'm not really fond of having grocery shopping become a mathematical worksheet, but I suppose why not. After all, its one of our biggest expenses of the household. Its actually amazing how so many people just don't make the time or effort to use coupons to save hundreds of dollars every month. I can save more money using coupons than I could make in a part time job. Maybe I should just quit my day job and become a professional grocery shopper. I could just split the savings with the people. It would pay me and they would spend less on groceries. Think that would work? Who wants to sign up?

Probably the Largest Spending Day of 2010

 
As you know we are embarking on a kitchen remodel, now that the bathrooms are done. Last week we had the handiman tile the hallway connecting the hall bath to the kitchen. But the big expenses happened yesterday. On New Years Day, we went to Sears and purchased our first set of appliances the stainless steel range and the microwave hood. Then on the evening of New Years, we discovered our dryer wasn't working. Since the thing is at least twenty years old, we decided to get a new set. So, in addition to the stainless steel dishwasher we purchased on Saturday, we also bought a washer and dryer. Nothing fancy, no computers - just regular old white simple Kenmore stuff.
 
After getting 5 appliances for over $2700, we drove over to Lowes to get our cabinets. The Shanendoah American Woodmark cabinets (Cherry all wood construction) had two overlapping promotions so with our 10 cabinets we got the sink base free, plus free glazing and cushion close drawers and doors. I'm so excited to actually have more than one drawer in the kitchen. All you people out there who have more than one drawer, just imagine the pain the ass it would be to just have one. Go ahead laugh. Now at least we're going to have 6 drawers, plus the stainless steel tilt out tray on the sink base. Cool ha. Anyway, the damage on all this was $4100. Adding the appliances and the cabinets makes it $6800 so far, which leaves us a little over three grand for labor and lights, countertop and misc stuff. I'm pretty sure we won't be able to do this in our hoped for $10000 budget, since the countertop (with free undermount stainless sink promo) is going to cost $2100.
 
So yesterday was a big day where we spent an incredible amount of money. The weird thing is not one picture of George ever changed hands, its all that virtual money called credit. All our purchases are on delayed 0% interest for 6 months on the cabinets, and 12 months for the appliances. But still when we get the countertop, it will be over $1000 a month due to pay these bills.
 
So the clock is ticking, we need to prep the kitchen - empty out cupboards and tear up the old wood floor (I will never get a wood floor again if its within ten feet of a water source), and take down the cabinets.  We've got three weeks to do this. Get movin!