Quizzle

Another great tool I use to monitor my finances. Every 6 months you can check in, and get your FREE credit score (not just your report) on Quizzle.com 
Your home, money and credit go hand in hand in life, here you can manage it all. At Quizzle, you'll get access to helpful tools and information that will help you make smart decisions about your life, including:

• Free Credit Report
• Free Credit Score
• Credit Improvement Tool
• Home Value Estimate
• Home Loan Recommendations
• Personal Budget
• Advice on How to Improve

Knowing your home value and the prices of homes recently sold in your neighborhood will come in handy when you want to sell your home, refinance your home loan or make home improvements. Staying on top of your money situation will allow you to cover life's expenses and save for your future. Understanding what's on your credit report and what your credit score is will put you in a position to qualify for the best mortgage rates, get that dream job or snag the lowest rate and payment on your new car.

It is a secure site where you can enter your debt and income, and it will calculate your grade, A B or C in financial health. It's handy to see how your credit score changes based on how you spend or save your money. Mine actually went down to 797 (the range is 350 to 850) from 819 in the last quarter. I think its because we have less debt and have been spending less. Credit scores are really strange in how they are determined, and healthy financial choices don't always help your credit score.

 

So give Quizzle.com a try for the new year.